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How Health-Insurance Costs Compare

Chart showing how a company's location affects its insurance rates.

By Inc. staff | 
 

How much you pay for your company's health-insurance benefits depends a great deal on where your company is located, according to a survey of insurance rates conducted by Milliman & Robertson, a New York City actuarial firm. The survey found wide disparities among insurance costs in the 400 largest U.S. metropolitan areas, with cities in California and Florida being the hardest hit. The national average cost for health-insurance benefits is $365 per worker per month.

Percentage of nationwide average for . . .

The 10 cities with the highest costs The 10 cities withthe lowest costs
173% 1. Los Angeles 75% 391. Niagara Falls, NY
172 2. Inglewood, CA 75 392. La Crosse, WI
170 3. Miami 75 393. Hickory, NC
166 4. Hialeah, FL 75 394. Jacksonville, NC
162 5. Torrance, CA 74 395. Elmira, NY
162 6. Glendale, CA 74 396. Eau Claire, WI
162 7. Pasadena, CA 74 397. Wausau, WI
161 8. Long Beach, CA 73 398. Appleton, WI
158 9. Pomona, CA 73 399. Green Bay, WI
153 10. Hollywood, FL 73 400. Glens Falls, NY

Source: Study examining costs of a 45-employee group from data supplied by 16 of the nation's largest group-health-insurance underwriters, Milliman & Robertson, New York City, 1991.

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