Dima Berdiev


Personal Guarantees for Business Loans

By Dima Berdiev |  Sep 1, 2006

How do you deal with lenders when you don't have any substantial assets? It's all about give and take.  Read story

The Personal Guarantee

By Dima Berdiev |  Jul 1, 2006

Personal guarantees are an inherent part of the loan process that neither lender nor borrower like to talk about.  Read story

Frequently Asked Lending Questions

By Dima Berdiev |  Apr 1, 2006

Our columnist addresses a few frequently asked questions regarding small business loans and financing strategies.  Read story

Know Your Numbers!

By Dima Berdiev |  Feb 1, 2006

You're revenue is down, but sales are up. Do you know why? Your lender will want to know, so be prepared to answer his questions.  Read story

Inc.com | Small Business Lenders Want to Hear the Good -- and the Bad

By Dima Berdiev |  Nov 1, 2005

The pillar of a solid relationship with a lender is honest communication on the part of the small business owner. Whether your business is struggling, or...  Read story

Inc.com | Answering the Tough Questions

By Dima Berdiev |  Sep 1, 2005

Loan officers tend to focus on historical finances, as I noted in my last c...  Read story

Inc.com | Historical Finance and Its Relevance to the Lending Process

By Dima Berdiev |  Jul 1, 2005

When I was a junior banker, I couldn't understand why we were so focused on past financial performance. The past is past and what matters is the future, ...  Read story

Inc.com | You're Approved!

By Dima Berdiev |  Jun 1, 2005

Your goal is to secure financing. Your prospective lender's goal is to understand your company's financial and non-financial aspects so well that he or s...  Read story