No two insurance policies are the same, but cyber insurance policies generally include coverage for the following incidents:
Security and privacy
Legal liability arising from a failure of computer security or wrongful disclosure of confidential information.
Crisis management and notification costs
The cost of notifying customers and PR expenses arising from the theft of consumer information. Consumer notification is required in 34 states.
Losses resulting from funds paid to terminate the threat of a computer attack.
Expenses incurred as a result of a computer security breach.
The cost incurred by an insured to restore information that is destroyed or corrupted owing to a failure of computer security.