Microloans for Women in Business
A new program called FITE provides microloans to women in business. Read more
Debt Financing
Recent Debt Financing Articles
An SBDC With a Unique Bank Partnership
The Inland Empire Small Business Development Center is located inside of the local California Bank & Trust. Read more
Rewriting the Rules of Credit
Economist Amar Bhidé on getting banks to lend again Read more
How to Build and Maintain Good Business Credit
In a tight economy, good credit is key to expanding your business. Here are a few tips to keep your credit on track. Read more
How to Cut Credit Card Costs
The key to cutting credit card costs is shopping around for the best rates, rewards, and credit options. Here are five tips on getting the best terms or cons... Read more
How to Use a Personal Asset Loan for Your Business
Need a loan, but don't have much to offer? Here's what to consider and how to protect yourself when using personal assets to secure a business loan. Read more
How to Responsibly Use Credit Cards for Your Business
Effectively managing your business credit is just as important as your personal credit reputation, but there are different steps to take and policies to cons... Read more
Senate Votes to Include $30 Billion Lending Fund in Small Business Aid Package
The controversial amendment is now part of a bill that could go before the Senate next week. Read more
Brock Blake, CEO of Funding Universe 
The CEO of Funding Universe answers questions on raising capital from banks, angel investors, and local venture capital firms. Watch video
Bernanke Urges Banks to Up Small Business Lending
Government-backed loans to small companies have dipped sharply, no thanks in part to a key federal program running out of money. Read more
Read Carefully Before You Sign on the Line
Watch out for the exploding interest rate. Read more
When Financials are Due
In a tough credit environment businesses may struggle to secure new or renew their existing loans. Learn what lenders will be looking for and how you can be ... Read more
Alternative Funding for Entrepreneurs
Where to go when banks aren't lending. Read more
9 Questions to Ask a Small Business Lender
If you are looking to borrow money to finance your business, here are some smart questions to ask potential lenders. Read more
How to Switch Banks
When your financial institution doesn't provide the services your company needs as it grows, you should consider making a change. Read more
How to Secure an SBA Loan
SBA loans are available to any small business, but yours will need to meet certain criteria in order to qualify. Here's what you need to know. Read more
Hitting All the Right Notes
An audio-equipment entrepreneur learned the benefits of scaling back after his bank tightened credit. Read more
How to Fill Out a Loan Application
When it's time to ask for a loan to kick your idea into existence, the loan application – usually a standard form from your lender – is something you sim... Read more
What You Need to Know About Making a Personal Guarantee
When the bank asks you for a personal guarantee on your small business loan (and it will), here's what you need to know. Read more
The Days of Cheap Capital Are Gone for Good
The deal you put together in 2007 is no longer feasible today. Here's why. Read more
How to Secure a Microloan
Advice for small businesses on what to expect when applying for a microloan, including finding a microlender, document preparation, and loan repayment. Read more
The Rule of Three
Anticipating the torpedoes that can sink a deal Read more
Case Study: When Your Bank Stops Lending
When Able Planet's bank pulled his $2.5 million line of credit, founder Kevin Semcken had to think fast. Read more
Finance: How to Get Chummy with Your Banker
Worried about your credit line? You may need a better relationship with your banker. Read more
How to Find Funds in a Credit Crunch
Banks are cutting back, but capital is still available for worthy companies that know where to look. Read more
What's In Your Wallet? [Audio]
Credit-card companies continue to roll out new offers aimed at business owners. How do you choose the right card? Reporter Ryan McCarthy explains. Watch video
A Bank, at Your Service
The number of start-up banks is on the rise, and they're competing with the big boys by catering to business owners. Read more
Where Do You Go?
Small-business expert and former Inc writer Tom Ehrenfeld discusses the various financing options entrepreneurs have in this excerpt from his b... Read more
The Right Debt Mix
The question of whether debt increases or decreases a company's value has no one-size-fits-all answer, but here are some guidelines as you think about your o... Read more
Borrowing Money for Your Business
Whether you borrow money from a bank or someone you know, you should sign a promissory note--a legally binding contract in which you promise to repay the money. Read more
Debt Management and Banking: Establish a Contingency Plan
Show your creditors that you can handle a cash crunch with a plan for managing crises. Read more
Action Plan: Debt Management and Banking
Minimize your debt load and generate better profits for your business with this action plan. Read more
Three Steps to Borrowing from Family or Friends
Keeping the relationship professional is the key to successful borrowing from close acquaintances. Read more
Banking: The One-Page Credit Form
A short article about a bank's attempt to streamline its loan application process in order to reach small business. Read more
Borrowing from Employees
Raising capital by allowing employees to act as investors. Read more
