Debt Financing


Recent Debt Financing Articles

An SBDC With a Unique Bank Partnership

The Inland Empire Small Business Development Center is located inside of the local California Bank & Trust.  Read more

Rewriting the Rules of Credit

Economist Amar Bhidé on getting banks to lend again  Read more

How to Build and Maintain Good Business Credit

In a tight economy, good credit is key to expanding your business. Here are a few tips to keep your credit on track.  Read more

How to Cut Credit Card Costs

The key to cutting credit card costs is shopping around for the best rates, rewards, and credit options. Here are five tips on getting the best terms or cons...  Read more

How to Use a Personal Asset Loan for Your Business

Need a loan, but don't have much to offer? Here's what to consider and how to protect yourself when using personal assets to secure a business loan.  Read more

How to Responsibly Use Credit Cards for Your Business

Effectively managing your business credit is just as important as your personal credit reputation, but there are different steps to take and policies to cons...  Read more

Senate Votes to Include $30 Billion Lending Fund in Small Business Aid Package

The controversial amendment is now part of a bill that could go before the Senate next week.  Read more

Brock Blake, CEO of Funding Universe 

The CEO of Funding Universe answers questions on raising capital from banks, angel investors, and local venture capital firms.  Watch video

Bernanke Urges Banks to Up Small Business Lending

Government-backed loans to small companies have dipped sharply, no thanks in part to a key federal program running out of money.  Read more

Read Carefully Before You Sign on the Line

Watch out for the exploding interest rate.  Read more

When Financials are Due

In a tough credit environment businesses may struggle to secure new or renew their existing loans. Learn what lenders will be looking for and how you can be ...  Read more

Alternative Funding for Entrepreneurs

Where to go when banks aren't lending.  Read more

9 Questions to Ask a Small Business Lender

If you are looking to borrow money to finance your business, here are some smart questions to ask potential lenders.  Read more

How to Switch Banks

When your financial institution doesn't provide the services your company needs as it grows, you should consider making a change.  Read more

How to Secure an SBA Loan

SBA loans are available to any small business, but yours will need to meet certain criteria in order to qualify. Here's what you need to know.  Read more

Hitting All the Right Notes

An audio-equipment entrepreneur learned the benefits of scaling back after his bank tightened credit.  Read more

How to Fill Out a Loan Application

When it's time to ask for a loan to kick your idea into existence, the loan application – usually a standard form from your lender – is something you sim...  Read more

What You Need to Know About Making a Personal Guarantee

When the bank asks you for a personal guarantee on your small business loan (and it will), here's what you need to know.  Read more

The Days of Cheap Capital Are Gone for Good

The deal you put together in 2007 is no longer feasible today. Here's why.  Read more

How to Secure a Microloan

Advice for small businesses on what to expect when applying for a microloan, including finding a microlender, document preparation, and loan repayment.  Read more

The Rule of Three

Anticipating the torpedoes that can sink a deal  Read more

Case Study: When Your Bank Stops Lending

When Able Planet's bank pulled his $2.5 million line of credit, founder Kevin Semcken had to think fast.  Read more

Finance: How to Get Chummy with Your Banker

Worried about your credit line? You may need a better relationship with your banker.  Read more

How to Find Funds in a Credit Crunch

Banks are cutting back, but capital is still available for worthy companies that know where to look.  Read more

What's In Your Wallet? [Audio] 

Credit-card companies continue to roll out new offers aimed at business owners. How do you choose the right card? Reporter Ryan McCarthy explains.   Watch video