What's In Your Wallet? [Audio] 
Credit-card companies continue to roll out new offers aimed at business owners. How do you choose the right card? Reporter Ryan McCarthy explains. Watch video
Debt Financing
Recent Debt Financing Articles
What's In Your Wallet? [Audio]
A Bank, at Your Service
The number of start-up banks is on the rise, and they're competing with the big boys by catering to business owners. Read more
Where Do You Go?
Small-business expert and former Inc writer Tom Ehrenfeld discusses the various financing options entrepreneurs have in this excerpt from his b... Read more
The Right Debt Mix
The question of whether debt increases or decreases a company's value has no one-size-fits-all answer, but here are some guidelines as you think about your o... Read more
Borrowing Money for Your Business
Whether you borrow money from a bank or someone you know, you should sign a promissory note--a legally binding contract in which you promise to repay the money. Read more
Debt Management and Banking: Establish a Contingency Plan
Show your creditors that you can handle a cash crunch with a plan for managing crises. Read more
Action Plan: Debt Management and Banking
Minimize your debt load and generate better profits for your business with this action plan. Read more
Three Steps to Borrowing from Family or Friends
Keeping the relationship professional is the key to successful borrowing from close acquaintances. Read more
Banking: The One-Page Credit Form
A short article about a bank's attempt to streamline its loan application process in order to reach small business. Read more
Borrowing from Employees
Raising capital by allowing employees to act as investors. Read more
Why Businesses are Borrowing Less
Businesses are borrowing less. This chart shows why Read more
How to Deal with Your Bankers
Advice on how to charm a bank, securing a line of credit for a small business, choosing a loan officer, and determining whether a bank is solvent. Read more
Banking: The Line Of Credit
Chart: Survey of companies citing the most frequent reasons given for being turned down for credit. Read more
Reading The Fine Print
One CEO sent trade magazine subscriptions to bankers in order to increase his credibility. Read more
Hot Tip: Don't Make a Personal Guarantee
One small business banker says that a personal guarantee isn't always necessary. Read more
An Innovative Borrower Gets The Law To Bend
An Innovative Borrower Gets The Law To Bend. Two years ago, Alfred H. Knief thought he had found a foolproof way to beat the high cost of borrowing from a ba... Read more
A Dozen Ways To Borrow Money
To get bankers to open their pockets, you have to know their language. Here's a primer on the ways banks lend money. Read more
Tips From A Banker
Tips From A Banker. Fewer than 10% of prospective borrowers come to a bank adequately prepared. And bankers haven't the time to dig for the facts they ne... Read more
