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5 Things You Need to Know Today

A roundup of the day's news--curated by the Inc. editorial team--to help you and your business succeed.
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1. The Time Is Right to Borrow

According to the Thomson Reuters/PayNet Small Business Lending Index, which measures the volume of financing to small companies, overall borrowing rose to 115 in March from 111.6 in February--the biggest monthly gain since December. Moreover, a separate index released by PayNet showed loan delinquencies of 31-to-180 days ticked up to just 1.48 percent of all loans made, which is only slightly above record lows. So if your banker tells you that the climate isn't right for lending, take it with a grain of salt.--Reuters 

2. Facebook Debuts Ad Network

As predicted, Facebook unveiled its mobile advertising network for developers on Wednesday. The Facebook Audience Network will allow developers to run ads sold by Facebook, using Facebook's data to target the right customers, on their apps. In other words, the move is designed to make things much easier for advertisers.--Inc.com 

3. Tinkering Is Getting Cheaper

Mark Hatch, CEO of the maker space chain TechShop, said that community workshops are dramatically lowering the cost of entrepreneurship--reducing the price of prototyping from $100,000 to $2,000 to $4,000 in some cases. And how are the results? Just ask Square, whose mobile card swiper was born from a maker space.--NPR 

4. Box IPO on Hold

Cloud storage and file-sharing company Box is delaying its IPO due to tech market conditions. Since Box's filing in late March, a number of cloud software companies have seen a stock sell-off. Is it a sign that investors have stopped drinking the Kool-Aid and started looking more closely at startups' financials?--WSJ

5. The Real Cost of Business Travel

According to a new study that surveyed 7,400 global managers, the consensus is clear: Business travel is extremely stressful and mentally taxing. Women get more stressed than men; vice presidents can't handle expense reports; and senior executives have a big fear of flying. Think about that the next time you ask an employee to get on a plane.--HBR

Last updated: May 1, 2014




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