No. 64 Bill Me Later Timonium, MD
What it does: Operates an online-payment service that allows consumers to make purchases from a variety of online retailers, including Overstock.com and Wal-Mart, without pre-registration or a credit card. Why it's growing: Bill Me Later claims that the processing fee it charges is 40 percent less than that of Visa or Mastercard. Also, the service has won over a segment of buyers reluctant to use credit cards online. These two attributes have spurred rapid adoption. What's noteworthy: Amazon.com is slated to add Bill Me Later as a payment option next year, which should result in dramatic growth for the company.
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