No. 99 American Bancard Boca Raton, FL
What it does: Provides credit card processing services and equipment to small- and mid-sized businesses and offers working capital to its clients. Why it's growing: Through factoring--the purchase of debts owed, or "accounts receivable," in exchange for immediate payment at a discount--American Bancard offers small businesses the means to grow when traditional loans are not available. American Bancard also provides equipment to its clients at no charge, earning its money from processing credit cards. What's noteworthy: CEO Sam Zietz was a finalist in the South Florida Business Journal's 2007 Business of the Year Award in the General Business Category.
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