Tough economic times mean money is hard to come by, but a recent survey found that American small business executives are less likely than their international counterparts to expect banks and the government step in and help.

Only 43 percent of American business owners said that the government should put more pressure on banks to lend to small businesses, while more than 80 percent of Spanish and Irish business executives said the same.

The findings come from a survey conducted by The Sage Group, an Irvine, California-based business management software maker. The Sage Business Index 2013 included responses from more than 11,700 decision makers from small and medium sized businesses in 17 countries. 

Overall, about 70 percent of businesses feel that banks aren’t doing an adequate job of making capital available to small businesses. This is likely why more than half of respondents concede that they need to look for alternative funding sources.

“I believe that the development and encouragement of more diversified funding sources, such as angel investment, venture capital, peer-to-peer and crowd-funding, should be a priority.” Sage Group CEO Guy Berruyer said in a statement.