"J.P. Morgan decreed that chief executives of Morgan enterprises should not be paid more than 20 times the pay of the lowest worker," Graef S. Crystal wrote in his book In Search of Excess (Norton, 1991). Today a typical CEO of a major U.S. company earns about 150 times what the average worker does. But a survey of small companies suggests they'd make J.P. proud.

Compare your total compensation with that of your lowest-paid full-time employee. How many times higher is yours?

5 times higher 20%

10 times higher 40%

15 times higher 17%

20 times higher 8%

25 times higher 5%

30 times higher 3%

35 times higher 7%

Source: The Executive Committee, San Diego, 1992.