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The Health-Care Bill, Today
A look at what small companies now pay for health-benefits programs.
By Michael P. Cronin |
The Clinton team has projected that, under its proposal, the average premium for a standard health-insurance package will run $1,800 for an individual and $4,200 for a family, per year. Most businesses would pay 80% of the average premium, but no business in a regional alliance would pay more than 7.9% of payroll, and those with fewer than 50 employees could pay as little as 3.5%. Here's what small companies -- those that pay anything -- now pay. (Figures are for companies with fewer than 500 employees.)
| Total cost* of health-benefits program, as a percentage of payroll for 1991 | Percentage of respondents |
| Less than 5% | 11% |
| 5% Ñ 9.9% | 46% |
| 10% Ñ 14.9% | 26% |
| 15% Ñ 19.9% | 10% |
| More than 20% | 7% |
*Employer's costs only
Source: "Health Care Benefits Survey," Foster Higgins, Princeton, N.J., 1992.
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