Tax guides come and go (kind of like all those proposals for tax reform). Here are three that might prove valuable:

? The Ernst & Young Tax Saver's Guide: 1996 (John Wiley & Sons, 800-225-5945, $10.95) offers personal and corporate tax strategies, with lots of tax-cutting tips and hypothetical examples. A chapter on estate planning should help business owners who want to get started but don't know how to begin.

? Doing Business Tax-Free: Perfectly Legal Techniques to Reduce or Eliminate Your Federal Business Taxes (John Wiley & Sons, 800-225-5945, 1995, $15.95), by certified public accountant Robert A. Cooke, sounds more intimidating than it is. Actually, the book answers a lot of commonsense questions with implications for your capital, such as, How can you transform a vacation into a business trip? and, Why are tax losses "like money in the bank"?

? Make a Deal with the IRS: A Step-by-Step Guide to Settling with the IRS (Cairo Business Press, 800-994-2829, 1994, $12.95), by tax lawyer Harry Charles, is a book you need only if you've got tax troubles. You'll probably wind up hiring your own tax lawyer, but this 72-page paperback may give you some good ideas first.

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