"About the time my husband, Jack, left his previous position, he developed a potentially deadly skin cancer. Because he was 60, no one would hire him. So we started an environmental consultancy, set up under my name. I was also teaching 25 violin, viola, and piano students each week. That gave us our 'eating money,' and I did it for about five years. Recently, I let my last two students go. I love my teaching, but the business comes first. Jack is fine, but the company is still set up in my name: you see, he's 73 now, and I'm only 69."