1. San Diego

  • $239.8 million
  • $277,000

Has topped the list for more than a year thanks to large tourism and military markets.

2. Utah

  • $196 million
  • $158,000

The district director prides himself on rarely writing off bad loans.

3. North Dakota

  • $48 million
  • $164,400

Connects rural clients with the SBA through Web seminars.

4. Boise, Idaho

  • $95.5 million
  • $179,500

Works with the state treasury to give clients prime-interest-rate loans.

5. Cleveland

  • $207.8 million
  • $87,700

The office's loan volume in 2005 is 90% ahead of where it was last year.

6. Louisiana

  • $101 million
  • $150,000

Makes Top 10 after a two-decade slump by offering small loans (under $50,000) to start-ups.

7. Arizona

  • $374.9 million
  • $407,500

Average loan amount is $100,000 more than any other Top 10 office.

8. El Paso

  • $27.5 million
  • $114,500

Expects loan volume to increase as local military base expands by 10,000 troops.

9. Los Angeles

  • $758.3 million
  • $236,300

A high percentage of loans goes to minority-owned businesses.

10. Illinois

  • $279.6 million
  • $116,600

Partners with local faith-based organizations to reach new clients.

* rankings and figures are year-to-date through May 31, 2005, for fiscal year 2005. Cleveland's figures are as of June 3, 2005. Arizona's are as of March 31, 2005.