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PERSONAL FINANCE

Is A Pension Plan Right For You?

If you answer yes to these six questions, a defined benefit plan may be worth a look.
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  • Are you at least 50 years old?
  • Are you lagging in your retirement savings?
  • Can you afford to set aside more than $70,000 a year--and preferably at least $100,000 a year--for retirement savings for the foreseeable future?
  • Does your business generate at least a few hundred thousand dollars a year in income?
  • Is that income consistent and predictable?
  • Are your employees (if you have them) generally younger and less well paid than you are?
Last updated: May 1, 2006




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