The Idea An employee at Litigation Presentation in Atlanta was so deep in personal debt that she turned to Kelley Degnan, the company's CFO, for help. Over time, Degnan came up with a plan to provide personal-finance counseling to any employee who requested it.

Any Precedents? No. With personal debt levels rising, more employers are concerned about the financial well-being of their employees. However, having a company officer teach employees about debt is very unusual, says Liz Davidson, CEO of Financial Finesse, a company that runs personal-finance workshops.

The Pros You can provide employees with personalized advice, without having to pay for a workshop.

The Cons Coaching workers may not be the best use of your CFO's time.

The Decision Degnan began by holding one-on-one "debt-ucation" classes with four employees once a week. She created spreadsheets for the workers to track their spending habits, and discovered that many of them were in fact overextended.

The Outcome Good. The cost to the firm has been zero, and requests for paycheck advances have dried up. And that worker who first asked for help? She retired enough debt that she could afford a new roof.