Envios, R.D./Pronto Envios

New York City
2002 revenue: $24.6 million
Growth (1998-2002): 170%
CAGR: 28%
FT/PT employees (2002): 135/5

Through 88 storefronts and hundreds of independent reps, Envios sells international money-wiring services to a predominantly Latin American customer base. CEO Rodger Zepka's work force is 98% Latino, and many have emigrated within the past 15 years. He offers tuition reimbursement and computer training to all full-timers. The company, which has appeared on this list every year since its inception, was inducted to the Inner City 100 Hall of Fame in 2003.