Money and Finance


Recent Money and Finance Articles

The Stock Pickers' Ball

Experts pick their favorite Inc. 100 stocks and offer some investment advice.  Read more

Problem-Free Shareholder Loans

Advice on how to borrow money from your own company.  Read more

The $52 Toilet-Paper Roll and Other Hazards of Closed Books

A company discovers an error in its accounting system when it opens its books to employees.  Read more

Collection Techniques

Two guides on how to collect receivables.  Read more

Audit Your Utility Bill

Tips on auditing your utility bill to cut costs.  Read more

A New Way to Keep Investors Happy

A company creates an innovative offer that investors love and raises capital.  Read more

Family Limited Partnerships

Advice on creating family limited partnerships.  Read more

View from the Top

Four different types of business are represented in this piece that examines executive information systems.  Read more

New Warrants Please Investors

Explanation of why warrants are attractive to a company's investors.  Read more

Where Cash Actually Comes From

Chart illustrating where small businesses get their financing.  Read more

Why Quick Billing Makes Sense

Advice on invoicing customers on the same day you ship goods to strengthen cash flow and grow your business.  Read more

Anatomy of a Financing: The Benefits of Convertible Debt

A CEO explains how using convertible debentures was a good deal for his company and his investors.  Read more

Going Public: It Pays to Be Flexible

A comic-book publisher explains how he brought his cash-strapped company through an IPO.  Read more

Raising Capital: Credit Card Dos and Don'ts

An accountant warns entrepreneurs about using personal credit cards for a business quick fix.  Read more

Benchmark: Business-Continuation Planning

Some data showing 71% of small-business owners have small-business-continuation plans and who provided the plans.  Read more

The Employee-Run-Budget Work Sheet

An up-close look at one company's budget work sheet used to support open-book management techniques.  Read more

Anatomy of a Deal: Finance Growth with Debt

The chairman of a factor firm explains how his company uses the private-placement financing market to raise capital.  Read more

Three Steps to Borrowing from Family or Friends

Keeping the relationship professional is the key to successful borrowing from close acquaintances.  Read more

Don't Misread Potential Investors

Sometimes the people you think are shoe-ins as investors don't come through,and sometimes the people you think would never invest sign on with little effo...  Read more

Reacquiring Your Equity

One of the worst mistakes Bart Breighner believes he's made since founding Artistic Impressions, an artretailer, in Lombard, Ill., was undervaluing the st...  Read more

Selling Temporary Equity

Patrick Lammert and Mark Weber were 25 years old when they decided to start a business in an industrythey both knew--color separation. They had scraped to...  Read more

The Tax-Wise Cash Monitor

A close-up look at a balance sheet, complete with comments on how to use it for maximum effectiveness.  Read more

Payables: Bounced Checks to Give. . . ?

A retailer tells how he once juggled payables and receivables until he almost bounced a check.  Read more

Accounting for Bankers

Even when your company is just starting out, you have a right to expect your financial advisers to helpmake connections for you. For instance, accountants...  Read more

Quick Pay, Quick Friends

Want better service from your suppliers? Jim Ansara did back when he started Shawmut Design &Construction, in Boston, in the early 1980s. His goal was to ...  Read more

Taxes: New Year's Resolution

An accountant offers tips for entrepreneurs planning to make the most of corporate and personal tax breaks.  Read more

Audit Your Utility Bill

Companies often overlook the excessive expenses that corporate utility bills can create. Surveys suggest that in as many as four out of five cases those b...  Read more

Take Inventory?for Three Years

If you're buying a company or contemplating a merger, demand at least three years ofaudited financials. Why? Because an audit of a single year won't catch...  Read more

Is It a Loan or a Dividend?

It's not unusual for the owners of privately held companies to borrow money from company coffers,believing the cash is theirs to use without triggering un...  Read more

Time Out for Foreign Cash Flow

Art Allen founded Allen Systems, a manufacturer of mainframe computer software, in 1986with $2,000 from personal savings. By 1993, the company had grown t...  Read more

Closing the Sale (Completely)

Is it a cynic or a realist who says that any company that's never had an accounts-receivable problem either isn't looking very hard or isn't selling very ...  Read more

No Pay, No Work

When James Stroop was president of a $12 million construction company, he took a hard line when it came to getting paid. Hewould stop work on any ...  Read more

Start-Up News: Speedup in Cashing Out

Two graphs and some figures suggesting there is a trend that start-ups go public much more quickly than before.  Read more

Company Profile: True Value

A close-up look at how a new company emerged from failure, and how the cofounders are protecting themselves this time.  Read more

Pre-Partnership Pondering

You may be reluctant to discuss the potential breakup of your business partnership, fearing that such talk could prove self-fulfilling. Butclarifying stic...  Read more