Money and Finance


Recent Money and Finance Articles

Anatomy of a Deal: Finance Growth with Debt

The chairman of a factor firm explains how his company uses the private-placement financing market to raise capital.  Read more

Three Steps to Borrowing from Family or Friends

Keeping the relationship professional is the key to successful borrowing from close acquaintances.  Read more

Don't Misread Potential Investors

Sometimes the people you think are shoe-ins as investors don't come through,and sometimes the people you think would never invest sign on with little effo...  Read more

Reacquiring Your Equity

One of the worst mistakes Bart Breighner believes he's made since founding Artistic Impressions, an artretailer, in Lombard, Ill., was undervaluing the st...  Read more

Selling Temporary Equity

Patrick Lammert and Mark Weber were 25 years old when they decided to start a business in an industrythey both knew--color separation. They had scraped to...  Read more

The Tax-Wise Cash Monitor

A close-up look at a balance sheet, complete with comments on how to use it for maximum effectiveness.  Read more

Payables: Bounced Checks to Give. . . ?

A retailer tells how he once juggled payables and receivables until he almost bounced a check.  Read more

Accounting for Bankers

Even when your company is just starting out, you have a right to expect your financial advisers to helpmake connections for you. For instance, accountants...  Read more

Quick Pay, Quick Friends

Want better service from your suppliers? Jim Ansara did back when he started Shawmut Design &Construction, in Boston, in the early 1980s. His goal was to ...  Read more

Taxes: New Year's Resolution

An accountant offers tips for entrepreneurs planning to make the most of corporate and personal tax breaks.  Read more

Audit Your Utility Bill

Companies often overlook the excessive expenses that corporate utility bills can create. Surveys suggest that in as many as four out of five cases those b...  Read more

Take Inventory?for Three Years

If you're buying a company or contemplating a merger, demand at least three years ofaudited financials. Why? Because an audit of a single year won't catch...  Read more

Is It a Loan or a Dividend?

It's not unusual for the owners of privately held companies to borrow money from company coffers,believing the cash is theirs to use without triggering un...  Read more

Time Out for Foreign Cash Flow

Art Allen founded Allen Systems, a manufacturer of mainframe computer software, in 1986with $2,000 from personal savings. By 1993, the company had grown t...  Read more

Closing the Sale (Completely)

Is it a cynic or a realist who says that any company that's never had an accounts-receivable problem either isn't looking very hard or isn't selling very ...  Read more

No Pay, No Work

When James Stroop was president of a $12 million construction company, he took a hard line when it came to getting paid. Hewould stop work on any ...  Read more

Start-Up News: Speedup in Cashing Out

Two graphs and some figures suggesting there is a trend that start-ups go public much more quickly than before.  Read more

Company Profile: True Value

A close-up look at how a new company emerged from failure, and how the cofounders are protecting themselves this time.  Read more

Pre-Partnership Pondering

You may be reluctant to discuss the potential breakup of your business partnership, fearing that such talk could prove self-fulfilling. Butclarifying stic...  Read more

Do-It-Yourself Public Offering

Not long ago, most small companies gave scant consideration to selling stock to thepublic. The time and expense of complying with Securities and Exchange ...  Read more

Estate Planning: Monitor Your Company's Growth

A founder explains how he explored various options to reduce estate taxes.  Read more

Two Partners, One Life Insurance Policy

Mark T. Donohue and Keith D. Greenfield, both in their early 30s, jointly own and operate Symphony Capital Management, a financial-planning business, inCh...  Read more

Libation Liability

Lawyers advise companies to set clear policies about drinking on site.  Read more

IPO Tax Risks

A lawyer explains that S corporations face complicated tax risks and how their shareholder can avoid some of risks.  Read more

Metering Cash

A financial consultant quickly details an effective accounts-payable system that achieves good cash-flow control.  Read more

Tomorrow's Loss

An art retailer explains the mistakes he made in undervaluing the stocks he sold to raise early growth capital.  Read more

If I Had a Great Year, I'd . . .

Graph displaying the results of small business survey that asked what would be done with a significant profit increase.  Read more

Benchmark: Farewell to Fast Payment?

A chart displaying D B data that suggests larger companies are not necessarily the quickest customers to make payments.  Read more

Accounts Receivable: A Bounty on Late Bills

A company's owner briefly explains the benefits and pitfalls of a bonus system for collecting old receivables.  Read more

The Cash-Flow Quagmire

A cofounder tells a cautionary tale explaining the mistakes she made delegating control of cash flow to a controller.  Read more

Equipment Leasing: Keeping Short-Term Funds Free

A quick look at an office equipment leasing deal that explains why leasing can be a better strategy than buying.  Read more

Resource: Accounting 101

A short review of J. Tabet and J. Slater's book 'Financial Essentials for Small Business Success,' with purchasing info.  Read more

Benchmark: Money from Where?

A graph that shows various sources of capital and the percentage of growth companies that use these sources.  Read more

Tax Tip: Tax Free So Far? We Hate to Tell You, But...

An accountant offers a quick warning to companies that have yet to experience their first tax-positive year.  Read more

Benchmark: Real Costs of Euro-Workers

A graph comparing employer's manatory and voluntary costs in various taxes verus employee's costs in 7 European states.  Read more