Money and Finance


Recent Money and Finance Articles

Taxing the Service Sector

There are no good reasons -- only political reasons -- why states should collect sales taxes on hammers but not on the services of people who wield them.  Read more

Untaxed Competitors

Facing unfair competition from tax-exempt charities  Read more

How To Survive A Cash Crisis

If your company gets into financial difficulties, don't panic. First, try these steps espoused by Multi Financial Services Inc. chairman Gerald C. Meyers, fo...  Read more

Cashing In Without Cashing Out

A growing number of owners are selling their companies to venture capitalists -- without giving up a controlling interest  Read more

Settling Accounts

Charles W. Kyd is wrong in assessing blame for bad accounts receivable information (Finance: "Formula for Disaster?," November 1986). The fault is in the...  Read more

Hot Tip: Don't Make a Personal Guarantee

One small business banker says that a personal guarantee isn't always necessary.  Read more

Margin Management

Frustrated with trying to run your company on a budget? Jim McManus has a better way: focus on gross margin.  Read more

What VCs Look for in a Management Team

A survey done by New York University's Center for Entrepreneurial Studies examined those issues that venture capitalists feel can make or break a deal.  Read more

Inventory Management;

Just because metals and other commodities are selling at bargain prices, don't make the mistake of loading up on raw materials. Economist Gary Shilling (...  Read more

Officers and Gentlemen

Venture capital firms size up the market for defense contracting  Read more

Tender Offers

Charles Leighton's approach to managing acquisitions is enough to make even the most independent private business owner want to be bought.  Read more

The Price Is Wrong

The owners of Contextural Design could have sworn they were making money on every unit they sold.  Read more

Preselling The Company

The acquisition of Forefront was arranged and the dowry was set before the company was even born.  Read more

The Price Is Right

Mallards targets a specific shopper: "the guy most retailers screen out."  Read more

Strength In Numbers

Joseph Kahn's article was outstanding. More than a year ago, we recognized the untapped potential of executives sharing ideas and clients, and forme...  Read more

Shirt-sleeve Investing

The year was 1981, and company comptroller Tom Buck figured it was the end of the road for Colorado AMC/Jeep Renault Inc. All of Buck's efforts to find m...  Read more

Name Your Price

Buyers shop at Lenny Mattioli's American TV stores as much for the bargaining as for the bargains.  Read more

The Inventory Cardiogram

How to manage inventory to prevent back-ups and slow delivery.  Read more

The Case for a 'Small' Portfolio

Comparing a portfolio of blue chip stocks with a portfolio of small-cap companies.  Read more

Borrowing On The House

Funding you business through a home-equity loan.  Read more

Getting The Most Out Of An Esop

It takes more than a piece of the rock to motivate employees. They want to feel they have a piece of the action, too.  Read more

A Better Way to Tax Small Business

Small companies should work for a totally new and separate income tax that would help, not hinder, their growth.  Read more

Why Retailers Can't Discount Discounting

Department and specialty stores -- like Bloomingdale's and Brooks Brothers, I. Magnin, or Neiman-Marcus -- have traditionally dominated the retail apparel...  Read more

An Innovative Borrower Gets The Law To Bend

Two years ago, Alfred H. Knief thought he had found a foolproof way to beat the high cost of borrowing from a bank. He wrote a letter to his 23 employees ...  Read more

Louis Kelso's Esop Crusade

The inventor of ESOPs talks about how hard it is to put a theory into practice.  Read more

How To Decide If Your Company Needs An Esop

An Employee Stock Ownership Plan carries three fundamental benefits and three fundamental disadvantages for a closely held company. Briefly, the ben...  Read more

Federal Warranty Protection

The Congress has passed laws that affect state warranty requirements, at least where consumer purchases are concerned. The Magnuson-Moss Act, enforced by...  Read more

What I Learned From Going Public

A successful entrepreneur says he would be a lot more careful the second time around.  Read more

How to Save Money On Audits

After you make sure your books are kept in order all year, these 13 steps can cut you auditing fees.  Read more

A Dozen Ways To Borrow Money

To get bankers to open their pockets, you have to know their language. Here's a primer on the ways banks lend money.  Read more

Tips From A Banker

Fewer than 10% of prospective borrowers come to a bank adequately prepared. And bankers haven't the time to dig for the facts they need. Unfortunately, t...  Read more

How Good a Cash Manager are You?

One banker says that the principles of cash management are easy: "Collect fast, pay slow, and invest in the meantime." But sometimes it's just the opposit...  Read more

You Can Take It With You -- And Retirees Do

Although the 1974 Employee Retirement Income Security Act encouraged retirees to choose pension payout plans that provided for their dependents, a recent ...  Read more

Investing In Growth Companies

A look at growth-company stock  Read more

Negotiating Budgets: Games People Play

The higher the stakes, the more outrageous the tactics.  Read more