As a business owner, you need to be able to handle invoices, estimate costs, manage billing, collect payments and report your financial position as efficiently as possible. The free Invoice2go Lite iPhone app lets you create and manage up to three invoices at a time, and gives you the flexibility to interact with customers even if you’re not seated in front of your computer screen. Available for the iPhone. Full version costs $9.99.
The PayPal app is an easy, user-friendly way to send and receive payments, transfer money between a bank account and a PayPal account, or send a gift. It's particularly helpful for receiving online payments in place of cash, credit cards and checks. Available for the iPhone, BlackBerry and Android.
If you’re looking for the big name in money managing app software, Mint is it. With an easy setup and a user-friendly design, you have the ability to pull your financial data onto one screen quickly and easily. Mint also updates your account information automatically, so you should see only the most current data. And when it comes to tracking investments and managing debt, Mint graphics and charts help you visualize your portfolio. Available for the iPhone.
Billtracker, as its name implies, is an app dedicated to assisting you manage bills. Whether it’s paying for new office furniture or your monthly phone bill, BillTracker alerts you about upcoming bills and lets you track paid bills, so you never overpay. BillTracker also saves information like websites and account numbers, so you don’t have to. Available for the iPhone.
Most businesses will need to take out a loan at some point. With the Loan Calc app, you can easily calculate any component of a loan. You can also quickly substitute variables – like interest rate or payments per year - to visualize the way the loan is structured in a number of helpful ways. Available for the iPhone.
Completing a transaction with an overseas client? Thinking of purchasing an item from a foreign company? Managing your investments abroad? Rates allows you to keep an eye on exchange rates for all major currencies, as well as convert prices right from your phone. You can convert Indian Rupees to Icelandic Kronas in no time. Available for the iPhone.
Ever been shopping in a store and wondered if you could find an item cheaper online? The Save Benjis+ app turns your iPhone into a bar code scanner so that you can compare the price of an in-store item with the prices from hundreds of Internet stores. Best of all, you can order the item directly from your phone. Just think how much you can save on office supplies! Available for the iPhone.
Charge your clients by the hour or travel extensively to get to them? TSheets lets you track your time spent on work projects, assign tasks and use your phone’s built-in GPS to map your coming and goings. These nifty services are wonderful for billing clients by time spent on a project or on travel. Available for the iPhone and Android.
If you’re working on multiple projects for multiple clients, you’re going to need to keep meticulous records. iBillTo helps you keep track of client information, such as rates, how many hours you’ve worked on a project, and expenses. Plus, you can run reports quickly to bring up any saved information. Available for the iPhone.
If you're at the point that you can take money out of your business and invest it in the market, you can track stock prices with this app. The E*TRADE Mobile Pro app gives you free streaming quotes and the ability to trade whether you’re on the couch or on a train. You can also manage your account and decide on the best investments for your business or personal portfolio. Available for the iPhone and BlackBerry.