This document combines a representational bank loan application and the form used by a small community bank for an internal review of the application. By linking these two documents, we can help you understand what information the bank wants from you as well as how the bank will use that information in making its decision on your loan application.
File description: The file contains a six-page document in Word 6.0.
highlights the relevant loan criteria that bankers actually use in making small-business lending decisions
identifies typical loan-to-value ratios for the most commonly used collateral for small-business loans
provides a working outline for your preparation of a conventional loan application