Joe Martingale


Do-It-Yourself Insurance

There is a competitive market for individual insurance policies. But you may want to think twice before sending your employees off on their own.  Read story

A 401(k) for Health Care Costs

Finally, a way to trim health insurance costs without sticking it to your employees: health savings accounts.  Read story

Cut Your Health Care Costs Now

Nine ways to slash your insurance costs, from health savings accounts to getting tough with your broker to joining purchasing pools.  Read story

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