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How to Choose the Best Options for Your Company’s 401(k) Plan
It takes more than portfolio diversification to help employees amass the money needed to enjoy life for 20 more years after they quit working full-time.
Read moreFinancial Planning
How to Start a Cash Balance Pension Plan
This increasingly popular retirement plan can help accelerate your savings and reduce your year-end tax liability.
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Student Loan Breaks for Entrepreneurs
Why the federal government and lenders should cut recent grads some slack.
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How to Finance a Business With Your 401(k)
A bad lending environment and provisions in the tax code make tapping retirement funds a tempting start-up financing option. Here's what you need to know.
Read moreRecent Articles about Financial Planning
How to Build a Competitive Employee Benefits Package
A generous employee benefits package can be an excellent way to keep the talent you have, and to recruit the cream of the crop. Read more
Direct Deposit Pays Off
A new report finds that employers save through paperless payments. Read more
Stimulus Checks Boost Spending
Consumer spending rose in May at the sharpest rate in nine months, the government reports. Read more
College Savings Down
The slumping economy is making it tougher for parents to put aside college funds for their kids. Read more
Retirement Savings Down
To cope with the slumping economy, many Americans are neglecting their long-term savings. Read more
How to Launch Your Company's 401(k) Plan
How to set up a retirement plan that maximizes employee contributions, minimizes fees, and puts your staff on the path to making wise investment choices. Read more
Picking a Plan
1. Evaluate Your Needs If you want to encourage your employees to contribute to their retirement, there are two options: a so-called SIMPLE (savi... Read more
Supreme Court Opens New Front In 401(k) Suits
This was shaping up to be a good week for business at the Supreme Court. On Wednesday, the justices delivered decisions in Read more
A One-Stop Solution for Retirement Plans
A weekly look at the latest products and services designed to help you run a better business. Read more
Holiday Shoppers Dig Into Savings
A surge in spending last month outpaced gains in personal income, knocking the savings rate to a two-year low. Read more
Health Savings Accounts on the Rise
April 2, 2007 -- The number of Americans enrolled in health savings accounts has increased by 1.3 million since January 2006 to 4.4 milli... Read more
Small Employers: 401(k) Plans Too Costly
Most small-business owners don't offer 401(k) retirement benefits, saying the plans are too costly and impractical for smaller employers, a recent nationa... Read more
Direct Deposit at What Price?
More than three-quarters of business owners would switch to direct deposit for paychecks if there were no fees involved, according to a new survey.
Surviving Tax Season
Five New Rules You Shouldn't Miss. Read more
Retirement Riches
Fund your company by tapping IRAs. Read more
Bush Stumps for Health Savings Accounts
During a visit to Ohio, the president once again expressed his support for HSAs as a way of reducing employer health-care costs. Read more
This Week’s Economic Roundup
Feb. 2, 2006 --Jobs were scarce in the small-business sector last month, while consumers everywhere kept spending by digging deep into sav... Read more
Cigna Expands Health Savings Accounts for Small Businesses
The insurance giant will now make such plans available to companies with as few as 51 employees. Read more
Nation's Top 10 Small Employers Announced
The annual Principal Financial rankings highlight the best small businesses for employee financial security. Read more
A Bigger Parachute
Eager to boost your retirement fund? Believe it or not, a pension might be the answer. Read more
Gearing Up for 2006 Taxes
Just finished your 2005 return? Well get ready for 2006. Read more
The Pension Protection Act: What Business Owners Need To Know
From charitable donations to college savings plans, the new pension law goes beyond defined benefits for employees. Read more
Workers Say They Need More Incentive to Save
April 8, 2005 -- Workers who currently do not contribute to employment-based retirement savings plan are more likely to participate if th... Read more
Spitzer Probes Raise Fears of Employer Liability
What Eliot Spitzer's investigations mean for you. Read more
What's New for 2004
April 15, 2004, is the due date for the first installment of estimated tax--something that sole proprietors and owners of pass-through entities should not... Read more
Beyond the 401(k)
Few start-ups make it. New retirement plan options can help hedge your risk -- without breaking the bank. Read more
MSAs a Sweet Deal
If an IRA looked attractive before, the deal that was recently wrapped up into the Medicare prescription benefit bill passed by Congress at the end of las... Read more
Saving on 401(k) Costs
A new poll says that many employers may be thinking of how to cut the costs of their employees' 401(k) plans. One key target: mutual funds. Mutual... Read more
Financial Services Associations
Industry-specific associations can help you research hard-to-find details about the industry you're in and offer valuable networking opportunities with bu... Read more
Retirement Account Withdrawal Rules: A Summary
Your Age Withdrawal Rules Read more
Social Security FAQ
Social Security is the general term that describes a number of related programs: retirement, disability, dependents and survivors benefits. These programs... Read more
Retirement Plan FAQs
What is a qualified retirement plan? Most likely, if you are covered by a retirement plan at work, it is a qualified plan. A quali... Read more
Exceptions to Early Distribution Penalties
Most people who have retirement accounts--either IRAs or qualified plans through an employer--understand the importance of leaving these funds untouched u... Read more
Shopping for Retirement
It's not easy to find retirement plans suitable for entrepreneurial companies. Ask Brooke Dickinson, the president of Ditco, aKent, Wash.... Read more
Top Myths about Retirement Plans
1. You cannot take money out of your 401(k) plan until you retire. Most 401(k) plans allow you to borrow money from the plan. Some... Read more
CEO's Notebook
CEOs give advice on finding the right retirement plan, career planning for employees, learning to take a break from work, and motivating workers with employe... Read more
Who Benefits?
The editor of Medical Economics magazine gives the lowdown on tax-exempt medical savings accounts. Read more
The ABCs of Retirement Plans
IRA? 401(k)? Something else? Inc.'s finance editor makes sense of retirement mumbo jumbo. Read more
Partners Crack 401(k) Nest Egg for Start-up Money
The story of how partners found a way to use their combined 401(k) money to fund their start-up. Read more
Now for the Good News
Inc.'s finance editor explains why CEOs should take advantage of current 401(K) programs. Read more
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