Health Insurance


How to Make Health Care Reform Work for Your Business

It's official: the Affordable Health Care for America Act has been signed into law. It is going to have ramifications for business owners large and small. We've analyzed how your business fits into the plan – and when.

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How I Did It: Charles Hallberg, Founder and CEO, MemberHealth

Just five years ago, Charles Hallberg was running a little 13-person company with one goal: to help seniors get discounts on their prescription drugs. In 2003, when the federal government decided to create a prescription drug plan for Medicare, to be administered by private industry, Hallberg made the audacious decision to throw his company's name in the hat. And it paid off.

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Cut Your Health Care Costs Now

Nine ways to slash your insurance costs, from health savings accounts to getting tough with your broker to joining purchasing pools.

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Recent Articles about Health Insurance

COBRA: Good for Workers; Trouble for Small Businesses

Recent COBRA changes could seriously impact those companies doing layoffs.  Read more

Humana Launches Individual Health Plans

The new plans are designed for self-employed entrepreneurs and small-business employees.  Read more

eHealth Unveils BusinessHSA

The new platform offers online payroll administration for HSA contributions.  Read more

Health Care That Won't Break the Bank

Times have gotten tough for small-business owners. By containing your healthcare plan costs, you might help ease some of the economic pressures bearing do...  Read more

Has The NFIB Turned Against McCain's Health Insurance Reform?

That's what the New York Times suggests , anyway. According to a report ...  Read more

Health Insurance Premiums Continue to Climb

While the increases slowed over the past year, more companies are planning to pass the costs on to their employees.  Read more

Health Insurance Premiums Continue to Climb

While the increases slowed over the past year, more companies are planning to pass the costs on to their employees.  Read more

Health Savings Accounts on the Rise

April 2, 2007 -- The number of Americans enrolled in health savings accounts has increased by 1.3 million since January 2006 to 4.4 milli...  Read more

Bush Pledges Boost to Health Care

Feb. 1, 2006 --Amid rising health-care costs for small employers nationwide, President Bush vowed to extend a program of personal tax-free...  Read more

Bush Stumps for Health Savings Accounts

During a visit to Ohio, the president once again expressed his support for HSAs as a way of reducing employer health-care costs.  Read more

Arkansas Program To Target Uninsured Workers

The new Arkansas Safety Net Benefit Program seeks to help small-business employees without health coverage.  Read more

Most Calif. Small Businesses No Longer Provide Health Care

A new study found that increased costs have forced a majority to abandon coverage.  Read more

Cigna Expands Health Savings Accounts for Small Businesses

The insurance giant will now make such plans available to companies with as few as 51 employees.  Read more

Opposition to Health-Care Bill Gains Momentum

New Hampshire’s governor became the latest state official to speak out against association health plans.  Read more

The President's Health Care Proposal and Small Business

One of the key topics in the State of the Union address concerned Health Savings Accounts (HSAs), a concept introduced by the Medicare Prescription Drug, ...  Read more

Number of Health Savings Accounts Increases

May 18, 2005 --A recent study shows that employers are offering more healthcare options, and their employees are taking advantage of the o...  Read more

Mental Health Parity Legislation Considered by States

May 11, 2005 --As mental health parity legislation gathers speed, small businesses are likely to be the worst affected. Twenty-thre...  Read more

Health Insurance Buyer's Guide

Affordable health insurance seems like an oxymoron when it comes to small business coverage. Costs have skyrocketed, and over the last few years, double-d...  Read more

Unhealthy Increases

Advice on lowering your health-insurance expenses. Tips include: tailoring a plan to your specific company needs, softening the blow of cutbacks, and develop...  Read more

Health Insurance Tips

For Peter Hermann, health insurance is a headache. "Health insurance is a remarkably large expense, even for a 15-personfirm like ours," says Hermann, a g...  Read more

The Truth About Medical Savings Accounts

Overwhelmed by the cost of providing health insurance for your employees? Small businesses can now help employees set up medical savings accounts to pay thei...  Read more

Tabling Benefits

Battling rising premiums, a restaurateur considers cutting health insurance.  Read more

Health Insurance: Helping Employees Foot the Bill

A quick look at a program that provides employees with a unique way to "earn" health insurance.  Read more

Charming the COBRA

The federal law known as COBRA (Consolidated Omnibus Budget Reconciliation Act) contains a hiddenbonus for small companies. There's a provision that allow...  Read more

Why Us?

Restaurant owner writes about why she agrees with President Clinton that businesses should fund the nation's health care  Read more

The Free-Lunch Debates

Various letters from Inc. readers are featured responding to a CEO's column about Clinton's health-care insurance plan.  Read more

Insurance Costs and Commitments

Chart representing medical insurance costs the possible future of medical benefits.  Read more

Health-Care-Cost Headaches

NSBU chart of the percentage increase in health premiums for small business.  Read more

Preventive Medicine

Company meets with a council of employees to get their input on cutting health insurance costs.  Read more

Help Wanted

How small companies can lower their health-care costs.  Read more

Finance;

The new federal law known as COBRA (Consolidated Omnibus Budget Reconciliation Act) may contain a hidden bonus for some small companies -- a provision tha...  Read more

Unhealthy Benefits

Hold on to your wallets.  Read more

Rx For Trimming Health-care Costs

Five ways to counter the spiraling cost of employee coverage.  Read more

Health Insurance Options

Related Terms: Employee Benefits Health in...  Read more

Medicare and Medicaid

Medicare and Medicaid are health insurance programs sponsored by the federal government that cover medical expenses for elderly, disabled, and low-income ...  Read more

Small Businesses Less Ready to Offer Workers Health Insurance

September 13, 2004 -- Workers in small businesses are less likely to receive health insurance from their employers, as premiums rose by 1...  Read more

New Studies Show That HSAs Still Have a Long Way to Go

Jan. 12, 2005 --When it comes to finding ways to offer their workers health insurance, most employers seems to like the idea of health sav...  Read more