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Insurance


How to Handle a Disability Claim

Injuries and illnesses happen all the time. Should an employee want to file for disability, here's how to adequately prepare yourself for the process of handling a claim.

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How to Make Health Care Reform Work for Your Business

It's official: the Affordable Health Care for America Act has been signed into law. It is going to have ramifications for business owners large and small. We've analyzed how your business fits into the plan – and when.

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The Start-up From Hell

You think your industry is tough? Philip Walker decided to break into life insurance.

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How I Did It: Charles Hallberg, Founder and CEO, MemberHealth

Just five years ago, Charles Hallberg was running a little 13-person company with one goal: to help seniors get discounts on their prescription drugs. In 2003, when the federal government decided to create a prescription drug plan for Medicare, to be administered by private industry, Hallberg made the audacious decision to throw his company's name in the hat. And it paid off.

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Cut Your Health Care Costs Now

Nine ways to slash your insurance costs, from health savings accounts to getting tough with your broker to joining purchasing pools.

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Recent Articles about Insurance

How to Choose Life Insurance

Life insurance policies aren't only for personal use to protect your family in the event of your death. Businesses are increasingly taking out life insurance...  Read more

How to Budget for Business Insurance

Having business insurance is vital, but how much coverage do you really need? This guide will help you decide and plan for the cost.  Read more

COBRA: Good for Workers; Trouble for Small Businesses

Recent COBRA changes could seriously impact those companies doing layoffs.  Read more

Inventing a New Kind of Life Insurance

SalaryShield’s pitch is simple: Your paycheck comes home even after you don't.  Read more

What Health Care Reform Means for Your Business

The House of Representatives has passed a sweeping health care bill. Here's what it means for you.  Read more

Humana Launches Individual Health Plans

The new plans are designed for self-employed entrepreneurs and small-business employees.  Read more

The Hartford Addresses Small Business

A new retirement plan is designed for business owners with less than 10 employees.  Read more

eHealth Unveils BusinessHSA

The new platform offers online payroll administration for HSA contributions.  Read more

AIG Launches Pollution Insurance

The new policy offers legal liability coverage for small firms.  Read more

How to Buy the Right Business Insurance

Getting the coverage you need and (because no one likes to waste money) don't need.  Read more

Insuring Your Business

1. What Everyone Needs Workers' compensation insurance is required virtually everywhere. (The requirement kicks in at different employee c...  Read more

Health Care That Won't Break the Bank

Times have gotten tough for small-business owners. By containing your healthcare plan costs, you might help ease some of the economic pressures bearing do...  Read more

Has The NFIB Turned Against McCain's Health Insurance Reform?

That's what the New York Times suggests , anyway. According to a report ...  Read more

Don't Let a Smile Be Your Umbrella

Buying insurance after cashing out.  Read more

Health Insurance Premiums Continue to Climb

While the increases slowed over the past year, more companies are planning to pass the costs on to their employees.  Read more

Health Insurance Premiums Continue to Climb

While the increases slowed over the past year, more companies are planning to pass the costs on to their employees.  Read more

Health Savings Accounts on the Rise

April 2, 2007 -- The number of Americans enrolled in health savings accounts has increased by 1.3 million since January 2006 to 4.4 milli...  Read more

Full Coverage

How to hedge your cyber risk.  Read more

Don't Let a Smile Be Your Umbrella

Buying insurance after cashing out.  Read more

Passing It On

Using life insurance as an estate planning tool.  Read more

How to Determine Whether to Insure Directors and Officers

In the world of small and mid-sized businesses, there are many misperceptions about directors and officers liability insurance.  Read more

Bush Pledges Boost to Health Care

Feb. 1, 2006 --Amid rising health-care costs for small employers nationwide, President Bush vowed to extend a program of personal tax-free...  Read more

Bush Stumps for Health Savings Accounts

During a visit to Ohio, the president once again expressed his support for HSAs as a way of reducing employer health-care costs.  Read more

Arkansas Program To Target Uninsured Workers

The new Arkansas Safety Net Benefit Program seeks to help small-business employees without health coverage.  Read more

Most Calif. Small Businesses No Longer Provide Health Care

A new study found that increased costs have forced a majority to abandon coverage.  Read more

Cigna Expands Health Savings Accounts for Small Businesses

The insurance giant will now make such plans available to companies with as few as 51 employees.  Read more

Opposition to Health-Care Bill Gains Momentum

New Hampshire’s governor became the latest state official to speak out against association health plans.  Read more

The President's Health Care Proposal and Small Business

One of the key topics in the State of the Union address concerned Health Savings Accounts (HSAs), a concept introduced by the Medicare Prescription Drug, ...  Read more

Number of Health Savings Accounts Increases

May 18, 2005 --A recent study shows that employers are offering more healthcare options, and their employees are taking advantage of the o...  Read more

Mental Health Parity Legislation Considered by States

May 11, 2005 --As mental health parity legislation gathers speed, small businesses are likely to be the worst affected. Twenty-thre...  Read more

Do-It-Yourself Insurance

There is a competitive market for individual insurance policies. But you may want to think twice before sending your employees off on their own.  Read more

Health Insurance Buyer's Guide

Affordable health insurance seems like an oxymoron when it comes to small business coverage. Costs have skyrocketed, and over the last few years, double-d...  Read more

Full Coverage

How to hedge your cyber risk.  Read more

Risky Business

The right insurance policy can be the best defense against costly lawsuits.  Read more

A Small Price to Pay

Long-term care coverage makes growing old a little bit easier.  Read more

Insurance Associations

Industry-specific associations can help you research hard-to-find details about the industry you're in and often offer valuable networking opportunities w...  Read more

Business Insurance: A 12-Point Checklist

In the weeks since the September 11 tragedies, some formerly mundane business considerations have suddenly become glaring priorities. Adequate business in...  Read more

Unhealthy Increases

Advice on lowering your health-insurance expenses. Tips include: tailoring a plan to your specific company needs, softening the blow of cutbacks, and develop...  Read more

Beef Up Your Disaster Preparedness Plan

If your office were affected by flood, fire, earthquake, or another natural disaster, could you bounce back? Your recovery from a disaster begins with hav...  Read more

Beef Up Your Disaster Preparedness Plan

If your office were affected by flood, fire, earthquake, or another natural disaster, could you bounce back? Your recovery from a disaster begins with hav...  Read more