Money Markets

SBA Revamps Lending Rules

The federal small-business agency is allowing its lenders to offer a choice of interest rates.  Read more

How Loan Prices Compare Across the United States

Survey comparing loan rates of middle market companies in 1993 and 1994.  Read more

Tracking Borrowing Costs

A new book traces the performance of more than 30 key money rates over the past decade.  Read more

Finance;

Don't neglect the opportunity to make the highest possible return when you invest your company's cash. Even small companies now have access to sophistica...  Read more

The World According To Arps

The new adjustable-rate and auction-rate preferred mutual funds may be oddities, but companies looking for cash repositories will find their aftertax yields ...  Read more

The Commercial Paper Chase And Other Adventures

A New York insurer prepares to open the commercial-paper market to small companies; the SEC raises the ceiling on S-18 offerings; a Rhode Island company sell...  Read more

Play Money

Some companies are earning high returns on their idle cash -- and living to regret it.  Read more

Mutual Benefits

The financial services industry has a new product -- mutual funds that enable corporations to capture aftertax profits of 9% or more on their idle cash.  Read more

How Interest Rates Compare

Here are some representative interest rates as reported in March. The relationships among them change daily, so check current yields before committing mo...  Read more

Put Your Idle Cash To Work

There are several good places to keep your company's cash when it isn't being used. And a checking account isn't one of them.  Read more

Step To The Head Of The Line

Suddenly, banking has become competitive. And bankers see small business as the most profitable kind of business.  Read more

Assets

Related Terms: Liabilities Assets are anything of valu...  Read more

Money Market Instruments

The money market is the arena in which financial institutions make available to a broad range of borrowers and investors the opportunity to buy and sell v...  Read more

Credit

Related Terms: Cash Management ; Read more

Banking Guru Alex Sheshunoff

Your banker may not admit it, but he now needs you more than you need him -- or so says the man bankers turn to for advice  Read more

A Borrower Be

Tough economies and easy credit usually don't mix. So why are banks falling all over themselves to lend small businesses money?  Read more

Will the Bailout Help You?

It's the $700 billion question on everyone's mind -- and nobody has a real answer. To understand whether the money will start flowing again, it's important t...  Read more

SBA Lending In Freefall

Small Business Administration guaranteed lending appears to be collapsing, and the agency is loosening the rules on the interest rates banks can charge in...  Read more

Collaring Interest Costs

Hedging the interest-rate costs on a company's debt through caps and floors.  Read more

Is Internet Financing Too Good to Be True?

Inc. 's finance editor tells what to consider before using a financing Web site to locate investors.  Read more

In Search of the Perfect Portfolio

Four entrepreneurs discuss their investment schemes and several experts offer investment tips to business owners.  Read more

Individual Retirement Accounts (IRAs)

Related Terms: 401(k) Plans ; Read more

Cashing In On Cash

Don't let excess cash sit idle, especially when banks are willing to pay a high price for it. Take advantage of high interest rates by investing some of t...  Read more

Interest Rates

Related Terms: Banks and Banking ; Read more

The Dow Jones-irwin Guide To Mutual Funds, By Donald D. Rugg And Norman B. Hale. Dow Jones-irwin, 1818 Ridge Rd., Homewood, Il 60430; 213 Pp., $17.50.

The revised edition of this 1976 work discusses no-loads in light of new developments -- money market funds, IRA planning, and, to some degree, performanc...  Read more

The Valve Of Valuation

When considering an appropriate rate of return for a closely held business, alternative investments must be used as a benchmark ("What's It Worth to You?"...  Read more

Bonds

Related Terms: Baby Bond Bonds are tradeable instruments ...  Read more

Mutual Funds: The Sleepy Investment Wakes Up

For openers, when you talk about mutual funds, keep in mind that you are talking about basic money -- bank-account-and-bonds-type money, the kind you expe...  Read more

Can You Get an SBA Loan?

The Small Business Administration has come under fire for not lending more at a time when business owners need cash the most. We asked an Inc. 5000 SBA lende...  Read more

Lenders: Credit Standards Tougher

Small business owners are getting turned away by banks in greater numbers, lenders and policy experts say.  Read more

Paper Route

A SAN FRANCISCO LENDER FINDS A WAY TO OPEN UP THE $225-BILLION COMMERCIAL PAPER MARKET TO SMALL COMPANIES.  Read more

Beware Of Deflation

Prices could be headed downward. That's bad news for businessmen who aren't prepared.  Read more

Something is wrong here. Just when the INC. Index ought to be making up lost ground, its decline has continued apace. What happened to the promise that...  Read more

Winners Losers

Eleven times a year, the money-management magazine FACT publishes the FACT investment Report Card, which chronicles the fate of $10,000 put into a represe...  Read more

Better Returns on Spare Cash

If your company has spare cash, alternatives to bank accounts and CDs can help generate extra working capital.  Read more

Banks and Banking

The banking sector of the economy can be viewed bottom-up or top-down. The top-down view shows central banks overseeing financial activities for the entir...  Read more

Money-Back Service

A travel agency discounts airfare prices, charging a flat fee.  Read more

Going For Brokerage

Imitating Merrill Lynch's innovative Cash Management Account, four more houses are offering variations of the all-in-one investment service.  Read more

Risk and Return

Related Terms: Bonds ; Stocks ...  Read more

Conscience Money

General Dynamics Consolidated Energy Co. of New York, and J. P. Stevens don't qualify for the investment portfolio of Working Assets Money Fund, but small...  Read more