Personal Finance


3 Travel Reward Cards

A look at three travel reward credit cards with added perks, like generous sign-up bonuses

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How to Attract a Peer Lender

Peer-to-peer lending has found its niche among small business owners in need of quick cash. Find out if it’s right for you, and learn some expert tips on appealing to lenders.

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How to Handle a Disability Claim

Injuries and illnesses happen all the time. Should an employee want to file for disability, here's how to adequately prepare yourself for the process of handling a claim.

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How to Choose the Best Options for Your Company’s 401(k) Plan

It takes more than portfolio diversification to help employees amass the money needed to enjoy life for 20 more years after they quit working full-time.

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How to Run a Credit Check

Want to check the financial stability of a potential hire, tenant, or client? Here are the best practices for every step of the process from experts.

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Recent Articles about Personal Finance

Mint’s Cool Advantage

When it comes to managing your financials, there's a variety of free online tools that will get the job done. There's Read more

How to Create a Personal Financial Statement

If you own a small business or are self-employed, this guide will help you track income and expenses on a regular basis.  Read more

States Propose Limiting Credit Checks by Employers

At least 16 states are considering legislation to ban or limit an employer's ability to run background credit checks on potential hires.  Read more

How to Make Health Care Reform Work for Your Business

It's official: the Affordable Health Care for America Act has been signed into law. It is going to have ramifications for business owners large and small. We...  Read more

How to Build a Competitive Employee Benefits Package

A generous employee benefits package can be an excellent way to keep the talent you have, and to recruit the cream of the crop.  Read more

How to Secure an SBA Loan

SBA loans are available to any small business, but yours will need to meet certain criteria in order to qualify. Here's what you need to know.  Read more

How to Finance a Business With Your 401(k)

A bad lending environment and provisions in the tax code make tapping retirement funds a tempting start-up financing option. Here's what you need to know.  Read more

How to Choose Life Insurance

Life insurance policies aren't only for personal use to protect your family in the event of your death. Businesses are increasingly taking out life insurance...  Read more

Aaron Patzer, Founder of Mint.com

Aaron Patzer, founder of the personal finance management site, Mint.com, talks about starting and growing an online business.  Watch video

Student Loan Breaks for Entrepreneurs

Why the federal government and lenders should cut recent grads some slack.  Read more

How to Start a Cash Balance Pension Plan

This increasingly popular retirement plan can help accelerate your savings and reduce your year-end tax liability.  Read more

How to Responsibly Use Credit Cards for Your Business

Effectively managing your business credit is just as important as your personal credit reputation, but there are different steps to take and policies to cons...  Read more

How to Budget for Business Insurance

Having business insurance is vital, but how much coverage do you really need? This guide will help you decide and plan for the cost.  Read more

How to Assess the Credit Risk of Your Customers

Take these five steps to determine a potential client or customer's credit worthiness.  Read more

How to Create a Smart Credit Policy

An entrepreneur's guide to offering trade credit, crafting a credit application, and evaluating a customer's credit-worthiness  Read more

COBRA: Good for Workers; Trouble for Small Businesses

Recent COBRA changes could seriously impact those companies doing layoffs.  Read more

Direct Deposit Pays Off

A new report finds that employers save through paperless payments.  Read more

How to Secure a Microloan

Advice for small businesses on what to expect when applying for a microloan, including finding a microlender, document preparation, and loan repayment.  Read more

Inventing a New Kind of Life Insurance

SalaryShield’s pitch is simple: Your paycheck comes home even after you don't.  Read more

The Start-up From Hell

You think your industry is tough? Philip Walker decided to break into life insurance.  Read more

Two Ways To Get Free Credit Scores

I just came across an interesting website: Credit Karma , which gives out free credit scores. It took under two ...  Read more

What Health Care Reform Means for Your Business

The House of Representatives has passed a sweeping health care bill. Here's what it means for you.  Read more

Humana Launches Individual Health Plans

The new plans are designed for self-employed entrepreneurs and small-business employees.  Read more

Experian Launches Report Package

The package offers home-improvement professionals access to ContractorCheck reports.  Read more

The Hartford Addresses Small Business

A new retirement plan is designed for business owners with less than 10 employees.  Read more

eHealth Unveils BusinessHSA

The new platform offers online payroll administration for HSA contributions.  Read more

AIG Launches Pollution Insurance

The new policy offers legal liability coverage for small firms.  Read more

Stimulus Checks Boost Spending

Consumer spending rose in May at the sharpest rate in nine months, the government reports.  Read more

College Savings Down

The slumping economy is making it tougher for parents to put aside college funds for their kids.  Read more

Retirement Savings Down

To cope with the slumping economy, many Americans are neglecting their long-term savings.  Read more

How to Buy the Right Business Insurance

Getting the coverage you need and (because no one likes to waste money) don't need.  Read more

Insuring Your Business

1. What Everyone Needs Workers' compensation insurance is required virtually everywhere. (The requirement kicks in at different employee c...  Read more

Cleaning Up Your Credit

Here are four tips for lowering your interest rate and improving your credit score.  Read more

How to Find Funds in a Credit Crunch

Banks are cutting back, but capital is still available for worthy companies that know where to look.  Read more

Picking a Plan

1. Evaluate Your Needs If you want to encourage your employees to contribute to their retirement, there are two options: a so-called SIMPLE (savi...  Read more

Health Care That Won't Break the Bank

Times have gotten tough for small-business owners. By containing your healthcare plan costs, you might help ease some of the economic pressures bearing do...  Read more

Has The NFIB Turned Against McCain's Health Insurance Reform?

That's what the New York Times suggests , anyway. According to a report ...  Read more

Rich vs. Poor

Much of the rhetoric we're hearing in the media today talks about the huge gap between rich and poor. Politicians on both sides (including the presidential c...  Read more

Don't Let a Smile Be Your Umbrella

Buying insurance after cashing out.  Read more

Health Insurance Premiums Continue to Climb

While the increases slowed over the past year, more companies are planning to pass the costs on to their employees.  Read more