As a business owner, you're likely obsessed with productivity and eking out all you can from each hour of every day. After all, it's your business. But letting your personal budget suffer, while your professional budget works overtime, is absolutely counterproductive. 

Of course, we all do it. From overly costly healthcare plans and wasted prescription budgets to buying one bagel each morning instead of a half-dozen for the week--it all adds up. Furthermore, the money you make is not just for saving or spending; smart investments will boost your bank balance too. But all of this requires planning and foresight.

The following infographic by UPromise by Sallie Mae offers some tips for finding those extra pennies under your couch cushions--and even your home office chair.