Lance Cothern is a personal finance blogger and founder of MoneyManifesto.com. He holds a Certified Public Accountant license issued by the Commonwealth of Virginia. He and his wife have paid off more than $80,000 of student loan debt in less than three years. He aims to share as much financial knowledge as possible to help others move forward on their financial journey and avoid the debt trap. When he's not writing about personal finance, he can be found taking a short trip to the local beach.