It doesn't matter where you currently are in your financial situation -- whether just starting out or already making lots of money.

Most people, no matter what their income, are treading water. As a person's income rises, so does their spending.

Few people understand how to continually increase their income, lifestyle, and joy at the same time.

In this article, you will learn:

  • How to become wealthy
  • How to build a life that continually increases your level of confidence and joy
  • How to continually expand, learn, grow, and succeed as a person
  • How to develop mentorships, friendships, and strategic partnerships with nearly anyone you want

If these things are not interesting to you, then this article was not written for you.

Here's how it works.

Create a wealth vision.

"When riches begin to come, they come so quickly, in such great abundance, that one wonders where they have been hiding during all those lean years." -- Napoleon Hill

Step one to becoming financially successful is to actually create a vision for yourself financially. Einstein said imagination is more important than knowledge. Arden said creativity is more important than experience.

How much imagination do you have for your future?

Do you see huge potential and possibility for your life?

Or do you see a pretty average life?

Creating a vision is an iterative process. You don't just create a vision once and then never look at it again.

You continually create and rewrite your vision -- every single day.

Look at any area of your life in which you're doing well, and you'll find it's because you see something beyond what you currently have. By that same token, look at any area of your life that isn't exceptional, and you'll find that you don't see something beyond what you currently have.

Most people are living in and repeating the past.

Having a vision is focused on the future.

Your life and behavior immediately shift when you begin imagining a different future and strive for it.

To do this, you must obliterate your need for consistency. From a psychological perspective, people generally feel the need to be viewed by others as consistent. This causes people to retain behavioral patterns, environments, and relationships that are ultimately destructive and unsatisfying for too long.

Instead, you could abandon your need to be viewed as consistent by others. You could be OK with the fact that you're not perfect. You could be OK with messing up. You could be OK with having values you stand for and goals you want to accomplish, regardless of what those around you think.

Having a vision for your life means you no longer care what other people think of you. It means you're ready to begin actually living the life you want. It means you're no longer going to just go with the flow, as you have for most of your life. It means that regardless of what your parents, peers, and social environment have presented to you thus far, you're going to create the life you want.

The more detailed your vision the better. The more quantifiable your vision the better.

Your brain really loves numbers and events. These are tangible. Thus, your vision should center around specific numbers and key events.

For example:

  • "I will be making $1,000,000/year by January 1, 2022."
  • "I will get a check for over $100,000 by October 2020."
  • "I will take a six-week vacation in Thailand in the next six months."

Quantify it.

Measure it.

Get excited by it.

The more detailed the vision in your mind, the more believable it will be to you.

It's OK if you don't know exactly what you want right now. Having more money, creating powerful experiences, and continually growing as a person are all goals that will push you in the right direction.

As you build confidence through successive, small wins over time, your vision and imagination will expand.

Thus, in order for your vision to become clarified and congruent with your values and genuine desires, you'll need to start building confidence.

That's where the next step comes in.

Develop a 90-day system for measuring progress/future pacing.

The following are questions Dan Sullivan, founder of Strategic Coach, has his clients answer every 90 days:

  1. Looking back over the past quarter, what are the things that make you the proudest about what you have achieved?
  2. When you look at everything that's going on today, which areas of focus and progress are making you the most confident?
  3. What are the five new "jumps" you can now achieve that will make your next 90 days a great quarter regardless of what else happens?

Every 90 days you want to review the previous 90 days and then set measurable and challenging goals for the next 90 days.

In the book "The Art of Learning," Josh Waitzkin said:

"Short-term goals can be useful developmental tools if they are balanced within a nurturing long-term philosophy. Too much sheltering from results can be stunting."

Short-term goals are how you build progress. Working toward a timeline is crucial for productivity. Focusing on only a few key milestones each 90 days is how you build momentum.

Every 90 days, when you look back on the previous 90 days, you want a system for tracking your learning and progress. You want to get out of your routine environment and take a recovery break. Tim Ferriss calls these mini-retirements.

Every 90 days, you want to take a few days off. You want to get away where you can ponder, reflect, think, visualize, strategize, and play.

During this recovery session, you want to pull out your journal and take time to reflect on the previous 90 days.

What went well?

What were your key wins?

What did you learn?

What has you most excited?

Where do you need to pivot?

Given what you've done and what you've learned, what do you want to do in the next 90 days?

What two to five jumps or wins will make the biggest difference toward your ideal vision?

Every 90 days, when you review your progress, you could be increasing your confidence, because confidence comes from watching yourself succeed.

Very few people truly take time to reflect on what they've done. We're very good at seeing where we're coming up short. We are less reflective of where we've succeeded.

Chances are, you don't even remember what you ate for lunch three days ago, let alone recognize all the good things you've done in the past 90 days. However, you can train your brain to notice, focus, and pay attention to the progress you're making. When you begin seeing progress, you'll start to feel excited.

These feelings are very important.

Feeling movement and momentum gives confidence.

Confidence is the bedrock of imagination, action, and power.

Want more confidence?

Start setting short-term goals (every 30-90 days), track your progress, count your wins, recover, reset, and start again.

When you have a big vision, you don't need to make huge progress every day. You need to take only a step or two forward. You then track that progress and watch as the compounding effects take over.

Every 90 days, track the key areas of your life.

Track your money.

Track your health.

Track your time.

Track the progress in the areas you want to succeed.

Develop a daily routine to live in a flow/peak state.

"Assume the feeling of your wish fulfilled." --Neville Goddard

Alright , so you've created a big-picture vision that inspires you. You've also set 90-day short-term goals to help you build confidence and keep you progressing on that path.

Now you need a daily routine to keep yourself in flow.

If you can get yourself into a flow-state every day, and live in and operate from that flow state, you're going to feel really good.

It is your responsibility to organize your life so you can be in flow as much as possible. In positive psychology, a flow state, also known as being in the zone, is the mental state in which you are fully immersed in a feeling of energized focus, full involvement, and enjoyment.

In essence, flow is characterized by complete absorption in what one does, and a resulting loss in one's sense of space and time.

That's a great way to live.

Flow creates high performance.

High performance creates confidence.

Confidence creates imagination and excitement.

Imagination and excitement lead you to thinking bigger and differently about yourself and your life.

With that in mind, it's key to look at why most people are not in flow most of the time. Not surprisingly, it starts first thing in the morning. Momentum is activated with the first decision of your day. Rather than proactively putting themselves into a flow state, most people put themselves into an unconsciously reactive state.

People are not the product of habits, they are the product of environments(see point four below). According to Stanford psychologist and behavior expert BJ Fogg, design beats willpower. Design is about how you've set things up. Most people have not designed their environment for flow. Instead, most people's environment and life have been set up for continual distraction, which is the opposite of flow.

Flow is something that must be designed for.

You have to decide to live in flow. You have to commit to it. The reason flow is so commonplace in extreme sports is because extreme sports require a great deal of commitment, risk, and focus.

If a motocross rider loses focus while trying a backflip over a 100-foot dirt jump, they could die. Therefore, the situation evokes deep flow.

Flow comes by not overthinking it.

Flow comes when you just let it happen.

For example, when I'm writing a blog post, my best writing is when I stop thinking altogether. I just let it rip.

That's how high performance works. You put in the preparation, then you just let your body take over.

When it comes to morning routines, the primary purpose is to put yourself into a flow or peak state. 

Here are some useful activities for putting yourself into flow.

First, you want to change your environment to change your mindset. Begin visualizing and imagining your desired future. Affirm to yourself that you are going to achieve that future. Florence Shinn stated, "Faith knows it has already received and acts accordingly."

That's what morning routines are all about. You put your mind into the mode of your future. You emotionally commit and connect with that future. You then be that future self.

You act as that future self would act.

This is why consistency is not a useful goal.

Instead of being consistent with who you've been, you want to realize who you're going to be. If you're going to be a millionaire, you need to start acting like one now.

Recent research studied the brains of actors with MRI machines. What they found is that when the actors were in character, their brains showed significant change.

In other words, acting a different role changes your brain. And this is actually what you want to do every morning in your morning routine.

Rather than triggering the brain of your former self and addictions, you want to trigger the brain of your desired self or character.

Who do you want to be?

Imagine that self.

Feel that self.

Assume the feeling of your wish fulfilled.

Affirm the reality of that self.

Know that what you want, you can have.

Commit big.

Invest yourself in that reality.

Begin right now acting with that reality.

Enjoy the rush of flow that comes from being present.

Design your environment for clarity, recovery, and creativity.

"A lot of people think we are creatures of habit, but we're not. We are creatures of environment." -- Roger Hamilton

To truly upgrade your life, you can't just set goals, build morning routines, and begin acting differently.

You need to reshape your environment to match the future you plan to create.

You need an environment that not only resonates with your values and vision but propels your values and vision.

Most people's environment is like a rushing river, going in the opposite direction of where they want to go. It takes a lot of willpower to go upstream. It's exhausting. Instead, you want your environment to pull you in the direction you want to go.

You want to surround yourself with people who inspire you.

How many role models do you regularly encounter?

How many role models are you helping?

Different environments have different purposes. You want separate environments for rest and rejuvenation, for focus and work, for meditation and clarity, and for excitement and fun.

The more mindful you become as a person, the more you and your environment are two parts of the same whole. You cannot disconnect yourself from your environment. 
Therefore, you want to be intentional about that environment.

This means you do not contaminate recovery environments with things like cellphones. If you're going to the beach to relax, don't ruin it by bringing your phone.

When you change a part, you change the whole system. Don't spoil the whole barrel with one bad apple.

Focus on results, not habits or processes.

"In polite conversation, most of us will say we admire successful people for their hard work, positive habits, and ironclad principles. That's not really true. It doesn't take much digging to uncover a major disconnect between what most of us say we respect and how most of the icons of our age actually behave... 
Keep in mind that the only thing most people really care about is the score on the board. Everything else is hype." -- Forbes

It's quite hilarious, really. Nowadays, you hear people talking about how goals and results don't matter.

This is totally nonsense.

It's also a lie.

It's not about habits or processes. It's about results.

The reason we admire certain people is because of the results they get. There are countless other people who have habits that are just as inspiring," but who fail to produce powerful results.

Tim Ferriss, in his book The 4-Hour Body, defines what he calls "minimum viable dose." Basically, this is the minimum effort required to produce the desired result. Just 212 degrees are needed to boil an egg. Anything beyond that is wasted effort.

Therefore, what result do you desire?

What is the most effective way to get that result?

Rather than obsessing about the habits and processes, you want to gain clarity on the result you want, and then reverse-engineer how to achieve it.

It's the goal that determines the process. If you're not reaching the desired goal, then you need to adjust your process. Don't be insane, doing the same things over and over and expecting different results.

Still, we live in a culture that is obsessed with habits, hacks, and processes. None of these is worthwhile in and of itself. They're only worthwhile in the context of a specific goal.

My process won't look like your process, because my goals aren't the same as your goals. My habits won't look like your habits, because my goals aren't the same as yours. 

When you get serious about big results, you stop obsessing about process altogether. Big and bold goals require ingenuity. They require courage to attempt stuff that might not work. They require going above and beyond anything you've ever done.

In reality, your goal is the process. You set a goal, and that goal organizes your life. Once you hit it, you then set a new goal that reorganizes your life.

Goals are the means, not the end. They are the means to growth and progress. 


It's surprising how simple it actually is to become financially successful.

You just need to know what you want and then become the person that gets it.

You can become a millionaire.

It may take five years. But five years of focused attention on something can take you a really long way.

What's the minimum viable dose for the results you want?

Becoming a millionaire will require you to change. But as Albert Einstein said, "The measure of intelligence is the ability to change." Jim Rohn said, "Become a millionaire not for the million dollars, but for what it will make of you to achieve it."

Here's the reality: you are currently fixated and focused on something. That's a fact. If you want to understand who you are, all you need to do is discover where your current focus and attention lies.

A fundamental part of conscious evolution is learning to control and direct your attention -- so that you can shine that spotlight onto what you want, rather than what you've been conditioned to want. Fundamental to that is updating your environment and values, since these things center your attention.

What are you currently focused on?

What is currently meaningful to you?

What could be meaningful to you?

What could you value?

Who could you be?