David Osborn is a New York Times bestselling author and co-owner of the sixth-largest real estate company in the United States. 

Pat Hiban is a New York Times bestselling author and the #1 agent in the world at Re/Max International.

Mike McCarthy is an author as well as Co-owner and Operating Partner for the Greater Pennsylvania Region of Keller Williams Real Estate.

Tim Rhode is the founder and CEO of 1Life Fully Lived, a non-profit organization helping people of all ages plan their best future. 

At some point, these four men, all millionaires, came together to create a "Tribe." It first started with small accountability amongst themselves. But it has since become one of the most exclusive and sought after entrepreneurial groups in the world: GoBundance.


"Tribe of Millionaires" is a book the four men wrote as a manifesto of the importance of being a part of a tight-knit group that holds you accountable to living your best life.

The book is written as a parable and highlights 6 core ideas:

  • The Influence Effect: Your destiny is shaped by those around you.
  • The Multiplier Effect: The right group of people compounds your efforts.
  • The Accountability Effect: Accountability is the world's most powerful force.
  • The Authenticity Effect: You find your true self among those you trust.
  • The Purpose Effect: The right people reveal your richest source of power.
  • The Connection Effect: Your life will be measured by the quality of your relationships.

This book is a powerful call to action to up-level your accountability in vulnerable, open, and caring relationships. 

According to Dr. Peter Levine, "Trauma isn't what happens to you, but what you hold inside in the absence of an empathetic witness."

In order to move on from difficult challenges from your past, you need people you can openly talk to about your problems.

In order to break through the barriers between your current self and future dreams, you need a supporting cast of friends and "witnesses" to help you through the highs and lows.

This isn't just a good idea.

This is science. And in this moment, I'm speaking as a psychologist. 


One actionable thing I took away from this book is the idea of "One Sheet To Rule Them All." The idea is this: at their meetings as a group, these men each have a single sheet of paper. Each person goes around a circle, standing before the group and reading their paper while everyone in the group listens empathetically and supportively. 

On that paper are all of the core metrics in your life, no holding anything back.

  • Network
  • Income from the past year
  • Body fat
  • Your own personal rating of your own happiness, etc.

The purpose of this "One Sheet" is to be as naked as possible before your "Tribe." There is no comparing or competing.

You're just standing naked and fully honest.

This is where I am right now.

On the One Sheet, there is also a brief reporting of progress from the year before as well as key goals for the following year.

The purpose of the "Tribe" is to provide you support and friendship, but also EXTREME accountability.

These four men take accountability very seriously. They go as far as saying it is the most powerful force in the world. 

I can't argue with their point. I became a professional writer in large part because I was accountable to my wife and, at the time, three foster kids were taking care of. The most powerful choice you can make is to put yourself into environments that force you to rise to new standards. Said historian Will Durant, "I think the ability of the average man could be doubled if it were demanded. If the situation demanded."


One of the core emphasis of the book is that money isn't the most important thing- relationships are. I found this to be refreshing. These men all want to be successful financially. But they also want to have epic experiences in the world and they want their family to be their #1 asset, focus, and priority.

I actually had the privilege of attending (and speaking) at a GoBundance event once and was shocked by how different the vibes were. These people are serious about their families. They are serious about talking about the regrets of endless work that once led them to either losing or almost losing everything that truly mattered to them.

Being in a "Tribe of Millionaires," if you so choose, can and must be about more than money. But on the same token, you should be pushed to crush it in your business. Your confidence and freedom expand exponentially with increased financial prosperity.

However, there should be a filter: Money is a means, not an end. Even more, the group should hold you accountable to your absolute highest values and priorities, and to those you love.