You are not a trust-fund baby, a Vegas high roller, nor a lottery hopeful. While you might briefly wonder what you would do with a sudden windfall, you remember that you have to actually play to win. And winning is less likely than getting hit by lightning. 

The good news is that success -- even riches -- can be within your reach when you focus on the right actions.

Wealth can come in many forms, and I respect whatever brings you sustainable happiness. Maybe it's getting your college degree or writing that novel that just will not leave your mind. But today, I am speaking directly to the kind of financial wealth that will impact your life and the lives of your family's future generations.

We are talking about getting rich. The kind that comes with big business success. It's the big R that most of us think about when we dream of being independently wealthy -- due to our own making. It can happen for you. 

If you want to build wealth, your full attention should be on the hard work and the specific steps that it will take to get there. But many people fail to achieve success because they skip this part and have no idea where they are headed.

So, do you know the one daily habit that will make you rich?

Discipline. That is the one daily habit that will change your course and bring you closer to your big goals and bigger payout. 

Here is how you can become more disciplined in your daily life:

Have a vision.

Spend time thinking about what is most important to you and what you want to achieve. There is no right or wrong answer here. Every person's measure of success will be different, and only you will know when you have arrived. But in order for you to achieve your goal, you must be able to delineate what it is that you actually want. Once you know it, write down your vision and place it somewhere that you can see it every day. 

Accept interruptions.

Many people spend a great deal of time trying to avoid distractions. But life is full of interruptions, and I recommend you learn to embrace them. Process urgent requests as they come, but do not sit on them for long. Decide "yes" or "no," so you are open to new opportunities and can still stay on track toward your goal.

Get busy.

So, now that you know where you want to go, it's time to get to work. There is no way to duck out of the hard work that is required, although many people try to work less and expect wealth to somehow come easily. Work does not deserve the bad reputation it has earned. Successful people know that work has its own rewards that have nothing to do with money. When you work hard every day, your confidence will grow, as well as your excitement to get back to work tomorrow. 

Keep going.

It is natural to want to quit when the goal seems out of reach, but that is when daily discipline matters the most. Every day, make a practice of focusing on that finish line, even if it seems very far away. Staying disciplined will sustain you on the days when you want to give up. Keep moving forward even in the midst of challenges and setbacks and cheer yourself on for even the smallest wins. 

Remember, there are no shortcuts to creating lasting wealth. Real value is created over time.

Every day, return your focus to the vision of where you are headed, the value you will create when you get there, and celebrate the small successes as you get closer to the prize.

And get up and do it again. Your discipline will create a legacy that you and your family will be proud of.