It's that time of year where you may feel both personally and professionally fixated on your finances.  Fortunately there are several conventional and novel paths out there to jump start your business, or get you the liquidity you need now.

Yesterday the New Mexico Senate passed a bill that would provide $50 million to the state's Small Business Investment Corporation to provide loans to small enterprises not served by traditional banks.  The bill now advances to the House and Democratic Governor Michelle Lujan Grisham who leads the charge.  Fingers crossed on its passage and the hope that other states follow suit with similar policies.

For those on the east coast Rutgers-Camden Small Business Development Center is running a free event designed to help New Jersey small businesses explore opportunities to secure  funding offered by the Small Business Development Center at Rutgers University-Camden in Cherry Hill on Friday, March 22. 

If you are just looking to save a couple bucks you might consider running your digital payments through which has eliminated wire transfer fees for small and medium sized businesses that pay electronically both internationally and domestically. The solution supports 24 international currencies. It also syncs with major accounting software platforms such as Quickbooks and Oracle NetSuite.

For those with an appetite for a little bit of small business competition, FedEx has announced its annual Small Business Grant contest offering grants and services to 10 United States based small businesses, distributing a collective prize pool of $220,500. This is the largest sum since the contest was first established in 2012.

Alternatively, if the trendy and pervasive notion of crowd funding appeals to you, Honeycomb Credit allows small business owners to borrow from their own customers and supporters. They recognize that capital can be a struggle to access, and believe many individuals are looking for ways to invest locally in causes and companies they believe in.  Honeycomb connects these constituents through their platform and builds communities one small business at a time. 

Now that you have your finances squared away you might stand to learn a thing or two about cyber security.  Look no further than the Global Cyber Alliance (GCA) who built a toolkit for small to medium-sized businesses created to significantly reduce the cyber risks they face each and every day.

The recommended set of actions, built and continuously updated using current threat information reduces the most common attacks in today's cyber threat landscape. In fact, just addressing the first five suggested actions from the Center for Internet Security (CIS) Controls can reduce your risk of cyber-attack by 85 percent. May 2019 be the year you scale and secure your business.