Loan Primer
- The Lowdown on Business Loans
- Loans are so common that you probably are familiar with the mechanics, but nevertheless it makes sense to review the basics.
- Get Help Securing a Loan
- There are several organizations that offer free assistance to help you obtain money through a regular bank, a private institution, or the government.
- Promissory Notes
- Whether you borrow money from a bank or someone you know, you should sign a promissory note -- a legally binding contract in which you promise to repay the money.
- Scoring The Credit You Need
- Getting a loan is a faster, more objective process than it used to be -- for better or worse.
- Writing Off the Cost of Business-Related Debt
- Generally, interest on business loans is fully deductible against business income. But there are some limits on business-related interest deductions to consider.
- Getting into the Mind of a Lender
- When trying to get a loan, it helps to view things from the lender's perspective.
- A Borrower Be
- Tough economies and easy credit usually don't mix. So why are banks falling all over themselves to lend small businesses money?
- Street Smarts: Yes, a Borrower Be, but ...
- Manage your loan carefully or you may pay a terrible price.
- Credit Where Credit is Due
- Why community banks may well be your best source of financing in today's economy.
- Getting a Purchase on Inventory
- Good banking relations allow Martin Guitar to buy big when needed.
- SBA Loans: Myths and Realities
- By understanding what the Small Business Adminstration does and doesn't do, business owners can be in a better position to take advantage of this often misunderstood government program.
- Starting from Zero: Getting a Loan from the U.S. Small Business Administration
- Considering an SBA loan? The SBA Loan Book, by Charles H. Green, offers advice and insights about the SBA loan process.
Apr 28, 2003
