Loan Primer

The Lowdown on Business Loans
Loans are so common that you probably are familiar with the mechanics, but nevertheless it makes sense to review the basics.
Get Help Securing a Loan
There are several organizations that offer free assistance to help you obtain money through a regular bank, a private institution, or the government.
Promissory Notes
Whether you borrow money from a bank or someone you know, you should sign a promissory note -- a legally binding contract in which you promise to repay the money.
Scoring The Credit You Need
Getting a loan is a faster, more objective process than it used to be -- for better or worse.
Writing Off the Cost of Business-Related Debt
Generally, interest on business loans is fully deductible against business income. But there are some limits on business-related interest deductions to consider.
Getting into the Mind of a Lender
When trying to get a loan, it helps to view things from the lender's perspective.
A Borrower Be
Tough economies and easy credit usually don't mix. So why are banks falling all over themselves to lend small businesses money?
Street Smarts: Yes, a Borrower Be, but ...
Manage your loan carefully or you may pay a terrible price.
Credit Where Credit is Due
Why community banks may well be your best source of financing in today's economy.
Getting a Purchase on Inventory
Good banking relations allow Martin Guitar to buy big when needed.
SBA Loans: Myths and Realities
By understanding what the Small Business Adminstration does and doesn't do, business owners can be in a better position to take advantage of this often misunderstood government program.
Starting from Zero: Getting a Loan from the U.S. Small Business Administration
Considering an SBA loan? The SBA Loan Book, by Charles H. Green, offers advice and insights about the SBA loan process.