I enjoyed your two-part feature, "What I Do in Private Is My Own Business" and "What I Do in Public Isn't So Bad, Either" (November). Few of either group (public or private) reached their financing choice as a result of an informed and educated decision. In addition, there was not even the slightest reference to the coordination with a long-term business plan.

The articles lead me to the conclusion that in the fast lane of investment banking, there are very ew long-term advisers willing to take the time to provide those broad-ranged investment banking services with the same business philosophy as Tom Velez: "We can serve only one master -- the client."