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If you want more money (and who doesn't?), you could do worse than taking the advice of those who have made the most.

Sadly, our economy gives the most money to those with the most talent. And if you are like me--not endowed in the talent department--it may be hard to do much with the moneymaking advice of the most-able top 0.1 percent.

The good news is that once these people make money, they can only keep what they have if they are also good at saving and investing it.

Even a relatively dull person can follow basic saving advice from people like Tony Robbins, Bill Gates, and Jeff Bezos.

1. Envision yourself being rich

Tony Robbins, whose net worth has been estimated at $480 million, says success in finance and life flow from "envisioning one's goals."

When Robbins was young, his website notes, he would go running and repeat a mantra to himself about abundance flowing his way.

Count me skeptical on this one. But in his defense, I would guess that if you can convince yourself that money is flowing your way, it might be easier to take actions that make it happen.

2. Don't waste money

If you can't hypnotize the world's money to gush in your direction, you can still make whatever you have stick around longer.

Robbins also thinks you should only spend on things you need to enjoy life. For him, that means skipping a dinner out every week and eating at home instead can save you $2,000 a year.

And if you invest that money at an 8 percent annual rate of return for 40 years, that's nearly $560,000.

This sounds good--where can I find an 8 percent annual rate of return for 40 years, Tony?

Bill Gates--net worth $76.8 billion--offers an idea I can get behind.

3. Compare options to get the best deal

Gates considers gathering and using information to your advantage as an important skill. Before you make a big purchase, research comparable brands and pick the one that gives you the most performance for the money.

Amazon founder Jeff Bezos (net worth $49.4 billion) inspires me to think of some ideas about how to save money.

4. Buy products and services from Amazon

I am sure that Bezos would not object to my suggesting that people can save money by purchasing goods and services on Amazon.

Investment banking firm William Blair & Company found that Amazon sells goods for 13 percent below the prices offered by brick-and-mortar companies.

With online retailing soaring at 20 percent a year to $226 billion for 2015, that's a lot of bargaining power when it comes to asking for volume discounts.

And thanks to Amazon's free Price Check mobile app, users can get 5 percent more taken off the price just by using the app to compare the price of an item at a physical store with Amazon.com's price. (No doubt Gates would approve.)

5. Do more with less

Even if you don't buy things from Amazon, you might consider buying one of its 14 leadership principles--frugality.

Amazon's website notes that frugality "breeds resourcefulness, self-sufficiency, and invention."

When Bezos started the company in 1994, he made desks out of doors.

Amazon still gives out a "Door Desk Award" to employees who have a "well-built idea" that saves money and lets the company charge lower prices.

6. Take superfluous costs out of your operations

In its 2009 shareholder letter, Bezos reported that Amazon had saved tens of thousands of dollars on electricity by removing all the light bulbs from its vending machines.

That's not much money for a company with more than $100 billion in revenue. But the mindset underlying that decision reflects a very powerful money-saving idea--if you look at all the details of your operations as potential sources of cost savings, all those little fat-trimming moves will add up.

And every dollar of waste that can be shaved off costs can go to cutting prices or investing in new products or services.

Robbins, Gates, and Bezos seem to agree that if you are determined to save money, you ought be able to use information and ingenuity to get you there.

Published on: Mar 11, 2016