Keyot has actively helped women build their STEM careers. It has grown its business and charitable programs to include underserved communities. As part of these programs and partnerships, Keyot has hired, trained, and launched 95 college graduates into their first professional roles this year despite the economic downturn, and has provided meals to children and families in need through a partnership with the Minnesota child hunger organization Every Meal.

A registered public-benefit corporation, Lemonade is the first company to use A.I. to streamline insurance buying on a large scale. The company's platform allows customers to customize insurance policies and expedites the process of filing claims. Lemonade built a giveback mechanism into its premium payments. Once a year, the company donates up to 40 percent of money not used for claims to a charity chosen by users.

Peter Colis and Lingke Wang founded this San Francisco-based life insurance startup in 2016 with the goal of making life insurance affordable, accessible, and straightforward. Ethos allows its customers to purchase policies virtually—in many cases, without a medical exam—which has helped Americans acquire life insurance throughout the pandemic. The startup works with reputable insurance providers to offer a range of policies and rider options.

The Zebra bills itself as "the Kayak of insurance," aggregating auto insurance plans for car owners. The Mark Cuban-backed company helps U.S. consumers avoid overpaying an estimated $21 billion per year on car insurance. The impact on American car owners has been dramatic: The Zebra grew annual revenue close to 200 percent between 2018 and 2019, reaching nearly $37 million.