Carbon Health aims to make world-class health care affordable to all, especially those in areas with limited access to health care centers and services. As one of the first providers to identify signs of Covid-19, Carbon equipped its mobile, pop-up, and permanent clinics to conduct Covid-19 testing and administer treatment. It launched Covid Ready, a comprehensive workplace virus-mitigation program for corporations, startups, professional sports teams, entertainment production, schools, and more, as well as Covid Positive Care, an at-home care program for Covid patients to track their condition and manage symptoms. Having facilitated more than 400,000 Covid tests, Carbon spent this year tripling employee headcount and expanding its virtual healthcare offerings to 16 states. The company also built a database of testing centers that's now used by Apple Maps and Google Maps.

Dave's Side Hustle app feature helps customers find local, flexible work to cover immediate expenses; nearly 73 percent of customers use their cash advances to pay for groceries. After almost half of all customers reported that their income would be decreased or lost entirely because of the pandemic, Dave responded by quickly expanding its Side Hustle feature to include work-from-home options and adding millions of jobs across dozens of industries, including accounting, child care, and health care—helping customers earn more than $157 million in much needed income this year. The company also donated $250,000 to the Feeding America Covid-19 Response Fund.