A registered public-benefit corporation, Lemonade is the first company to use A.I. to streamline insurance buying on a large scale. The company's platform allows customers to customize insurance policies and expedites the process of filing claims. Lemonade built a giveback mechanism into its premium payments. Once a year, the company donates up to 40 percent of money not used for claims to a charity chosen by users.

Peter Colis and Lingke Wang founded this San Francisco-based life insurance startup in 2016 with the goal of making life insurance affordable, accessible, and straightforward. Ethos allows its customers to purchase policies virtually—in many cases, without a medical exam—which has helped Americans acquire life insurance throughout the pandemic. The startup works with reputable insurance providers to offer a range of policies and rider options.

The Zebra bills itself as "the Kayak of insurance," aggregating auto insurance plans for car owners. The Mark Cuban-backed company helps U.S. consumers avoid overpaying an estimated $21 billion per year on car insurance. The impact on American car owners has been dramatic: The Zebra grew annual revenue close to 200 percent between 2018 and 2019, reaching nearly $37 million.

Total Quality Logistic’s charitable initiative Moves That Matter was established to assist nonprofits. Since 2014, the program has helped move donations to hurricane victims, produce and water to foodbanks, wreaths and flags to honor fallen soldiers, and more. In 2020, TQL expanded the iniative by removing limits on applications for grants, including how many may be submitted each month, and increased its investment to more than $150,000. Moves That Matter also delivered 2 million pounds of food nationwide and gave away 350,000 pounds of personal protective and sanitation equipment. In partnership with the First Responders Children’s Foundation, which assists children who’ve lost a parent in duty, TQL will cover the cost of transporting 100,000 toys, donated by Mattel and Jakks Toys, to police and fire departments across the country.

Besides providing its software to any company delivering personal protective equipment, Onfleet has helped food banks and farmers' markets donate meals to families in need. Volunteers at Stanford University used the software to bring thousands of PPE items to senior centers and clinics around the Bay Area. Food banks and farmers turned to Onfleet to help them pivot to food bank delivery. A free job board launched in March matches drivers with companies worldwide.