Accepting credit cards expands the options customers have to pay you and also can help you get your money faster. However, the market is crowded with credit card processing companies, all of which make ambitious claims about their pricing, flexibility, customer service, offerings and mobile credit card processing capabilities.
For Small Businesses Overall
Creditcardprocessing.com is a good choice for all but the smallest companies, and it offers the best service for companies that process between $2,500 and $75,000 monthly. It's great for new businesses, as it's easy to get started with no money down, and offers plenty of freebies as well.
For Businesses with Micro Transactions
Paypal has a lot going for it, offering options for a wide variety of users and immediate access to funds. While its many features provide solutions for online retailers, charitable fundraising and more, it is the most cost-effective option for small retailers who generate a large number of micro transactions of $10 or less.
For Restaurants and Retailers
Square is known as an innovator in small business credit card processing, and gets high marks from users in the restaurant and retail segments. Customers love the ease of use and quick access to funds.